Personal loans in Manlius, NY
Manlius is a small community in New York, with an estimated 4,593 residents, and every licensed lender here follows the same state rulebook.
Rate-shopping from Manlius costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Roughly 4,593 residents live in Manlius, the 180th-largest community in New York. Lenders active in Manlius report to a New York supervisor, identified in the sourced rows below. The trend for Manlius between 2020 and 2023 is downward by roughly 2.3%. The closest larger place is Chittenango, NY about 6 miles away.
Local context for Manlius
Manlius is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 4,593 — Manlius ranks 180th of 595 communities in New York (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.3% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 108 fewer people than the 2020 Census counted.
- Size percentile: roughly 70% of New York's places have fewer residents than Manlius's 4,593.
- Population density: about 2,522 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Manlius ranks 233rd among New York's 595 places, at 1.8 sq mi.
- State population share: Manlius accounts for about 0.0% of everyone in New York.
- National rank: Manlius sits 5,067th by population among the 19,457 places in this dataset.
- Growth rank: Manlius's 2020-to-2023 change ranks 461st of 595 places in New York.
- Against the state trend: Manlius's 2.3% change compares with a New York average of -1.1% across its 595 places.
- Density in New York: Manlius ranks 180th by people per square mile.
- Density vs New York: Manlius's 2,522 people per square mile compare with a state median of 1,515.
- Location: the Census Gazetteer records it at 43.0014, -75.9822.
- Nearest larger cities: Chittenango (6 mi); Syracuse (9 mi); North Syracuse (12 mi); Solvay (12 mi); Oneida (16 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Fayetteville (2 mi); Minoa (5 mi); East Syracuse (6 mi).
- Smaller neighbours: 84 places smaller than Manlius sit within 50 miles.
- Larger places within 100 miles: 42.
Which New York laws govern a loan in Manlius
New York has no separate rate rule for Manlius; the sourced rows below are what reach every lender that serves its 4,593 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
Manlius: area, density and distance
Inside Manlius's boundaries lie about 1.8 square miles of land, with no significant water area recorded. The resulting density is about 2,522 people per square mile. New York, the largest place in New York, is about 193 miles from Manlius. Within 50 miles of Manlius there are 17 larger Census places. By land area it ranks 233rd of 595 New York places.
Manlius in state context
Manlius is the 180th-largest of 595 Census places in New York and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 461st of 595 New York places, putting it near the 23th percentile for growth. By density, at about 2,522 people per square mile, it ranks 180th in New York. Within 50 miles sit 84 smaller Census places, alongside the 17 that are larger.
Inside a Manlius personal loan
Most loans made to Manlius's 4,593 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Manlius loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Manlius loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Manlius
At roughly 2,522 people per square mile, Manlius is fairly dense; 17 larger places lie within 50 miles. Distance to a branch rarely matters for Manlius's 4,593 residents: the application is online and the price follows your credit file. The nearest bigger place is Chittenango, NY about 6 miles away.
Common questions
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Nearby places
- Fayetteville, NY — population 4,170
- Minoa, NY — population 3,638
- East Syracuse, NY — population 3,002
- Chittenango, NY — population 4,810
- Cazenovia, NY — population 2,739
- Syracuse, NY — population 145,560
- Fabius, NY — population 326
- North Syracuse, NY — population 6,763