Personal loans in Madill, OK
The roughly 4,028 people who live in Madill borrow under Oklahoma rules; city hall sets no personal-loan rate. Roughly 4,028 residents live in Madill, the 87th-largest community in Oklahoma.
The closest larger city is Ardmore, OK about 22 miles away. The 2020 count to the 2023 estimate shows about 3.3% growth in Madill. To lend to Madill's 4,028 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Madill loan.
Madill: the sourced local profile
Here is the sourced Census picture for Madill, plus the Oklahoma lending rules that apply to a loan taken out here.
- Population: 4,028 residents; Madill is the 87th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 3.3% between 2020 and 2023.
- Absolute change: 128 residents added between 2020 and 2023.
- Size percentile: with 4,028 residents, Madill is larger than about 85% of Oklahoma's Census places.
- Density: the Census land area of 4.4 sq mi holds about 912 people per square mile.
- By land area: Madill ranks 151st among Oklahoma's 590 places, at 4.4 sq mi.
- Water area rank: Madill ranks 137th among Oklahoma's 590 places, with 0.04 sq mi.
- State population share: Madill accounts for about 0.1% of everyone in Oklahoma.
- National rank: Madill is 5,438th of 19,457 places nationwide.
- Growth in Oklahoma: Madill stands 111th by percentage change from 2020 to 2023, among 590 places.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Madill's 3.3%.
- Density rank: Madill places 134th among Oklahoma's places by people per square mile.
- Density in context: Madill's 912 people per square mile sit against a Oklahoma median of 546.
- Location: mapped by the US Census Bureau at 34.0871, -96.7747.
- Nearest larger cities: Ardmore (22 mi); Durant (23 mi); Denison (25 mi); Lone Grove (28 mi); Whitesboro (30 mi). Lenders licensed in the state serve Madill whether or not they keep a local branch.
- Smaller places nearby: Oakland (2 mi); Kingston (7 mi); Mannsville (9 mi).
- Within a 50-mile radius: 71 smaller Census places.
- At 100 miles: 121 larger Census places fall inside that radius.
Madill: area, density and distance
The Census Gazetteer records 4.4 square miles of land and 0.04 square miles of water within Madill. The resulting density is about 912 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 104 miles away. Within 50 miles of Madill there are 12 larger Census places. Within the same 50 miles lie 71 smaller Census places.
Getting a loan in Madill
At roughly 912 people per square mile, Madill is moderately settled; 12 larger places lie within 50 miles. Distance to a branch rarely matters for Madill's 4,028 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Ardmore, OK about 22 miles away.
Inside a Madill personal loan
A Madill personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,028 residents. A lender serving Madill's 4,028 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Madill loan is knowable in advance — unlike a revolving card balance.
What Oklahoma law requires in Madill
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Madill lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Madill's place among Oklahoma's 590 places
Madill is the 87th-largest of 590 Census places in Oklahoma and contains about 0.1% of the state's people. For population change between 2020 and 2023, Madill ranks 111th of 590 in Oklahoma (about the 81th percentile). By density, at about 912 people per square mile, it ranks 134th in Oklahoma. By land area, its 4.4 square miles rank 151st of 590 places in Oklahoma.
Common questions
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Nearby places
- Oakland, OK — population 892
- Kingston, OK — population 1,475
- Mannsville, OK — population 730
- Ravia, OK — population 461
- Tishomingo, OK — population 3,062
- Dickson, OK — population 1,351
- Milburn, OK — population 252
- Mead, OK — population 235