Personal loans in Madera, CA

A single loan can carry different costs on either side of a state line, and Madera sits on the California side of that line. The Census counts 68,079 people in Madera, the 130th-largest figure among California's 482 places. Work out your debt-to-income ratio first; lenders weigh it heavily, and Madera's 68,079 residents are no exception. The trend for Madera between 2020 and 2023 is upward by roughly 2.7%. The closest larger city is Fresno, CA about 21 miles away.

The Madera data picture

Madera is a mid-sized city; the notes below cover its population profile and the statewide rules that apply.

• Population: 68,079 people, a figure that places Madera 130th among the 482 Census places in California (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.7% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 1,798 residents.
• Size percentile: roughly 73% of California places rank below Madera.
• Density: the Census land area of 19.7 sq mi holds about 3,455 people per square mile.
• Land area rank: Madera's 19.7 square miles rank 119th of 482 places in California.
• Share of California: Madera holds about 0.2% of the state's population, some 68,079 people.
• National rank: Madera is 555th of 19,457 places nationwide.
• Growth rank: Madera's 2020-to-2023 change ranks 58th of 482 places in California.
• Against the state trend: Madera's 2.7% change compares with a California average of -1.3% across its 482 places.
• Density rank: Madera places 241st among California's places by people per square mile.
• Against the state median: Madera runs about 3,455 residents per square mile, where the California median is 3,455.
• Location: mapped by the US Census Bureau at 36.9658, -120.0862.
• Nearest larger cities: Fresno (21 mi); Clovis (24 mi); Merced (32 mi); Turlock (57 mi); Visalia (61 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Chowchilla (13 mi); Kerman (17 mi); Mendota (22 mi), each with its own Census population profile.
• Smaller neighbours: 18 places smaller than Madera sit within 50 miles.
• Larger places within 100 miles: 12.

Land, water and location for Madera

Madera's land area is roughly 19.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 3,455 residents per square mile. For the state's biggest city, Los Angeles, the distance is roughly 224 miles. Madera has 3 larger places within a 50-mile radius. Within the same 50 miles lie 18 smaller Census places.

Madera in state context

Set beside California's 482 places, Madera ranks 130th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Madera ranks 58th of 482 in California (about the 88th percentile). Its roughly 3,455 residents per square mile place it 241st among California's places. Within 50 miles sit 18 smaller Census places, alongside the 3 that are larger.

What is available to Madera borrowers

Madera is fairly dense, with about 3,455 people per square mile and 3 larger places within 50 miles. Whether Madera has a local branch or not, a California-licensed lender can serve its 68,079 people online on the same terms. The nearest bigger place is Fresno, CA about 21 miles away.

Inside a Madera personal loan

Most loans made to Madera's 68,079 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Madera's rank of 130th in California: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Madera loan is knowable in advance — unlike a revolving card balance.

How California law applies in Madera

California has no separate rate rule for Madera; the sourced rows below are what reach every lender that serves its 68,079 people.