Personal loans in Macomb, IL

The roughly 14,849 people who live in Macomb borrow under Illinois rules; city hall sets no personal-loan rate. Verify the lender's Illinois licence against the regulator named below before borrowing in Macomb. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Macomb's 14,849 residents. For a bigger market, look to Burlington, IA about 33 miles away.

Macomb by the numbers

Here is the sourced Census picture for Macomb, plus the Illinois lending rules that apply to a loan taken out here.

• Population: 14,849 residents; Macomb is the 163rd-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.3% from the 2020 Census base to the 2023 estimate.
• Absolute change: 200 residents lost between 2020 and 2023.
• Size percentile: Macomb's 14,849 people outrank roughly 87% of the places in Illinois.
• Density: the Census land area of 10.7 sq mi holds about 1,391 people per square mile.
• Land area rank: Macomb's 10.7 square miles rank 94th of 1,294 places in Illinois.
• Water: Macomb holds about 0.44 square miles, the 56th-largest water area in Illinois.
• State population share: Macomb accounts for about 0.1% of everyone in Illinois.
• National standing: Macomb ranks 2,366th of 19,457 US places.
• Growth rank: Macomb's 2020-to-2023 change ranks 325th of 1,294 places in Illinois.
• Versus Illinois: the state average change is -2.0%, while Macomb moved 1.3%.
• Density in Illinois: Macomb ranks 436th by people per square mile.
• Density vs Illinois: Macomb's 1,391 people per square mile compare with a state median of 993.
• Location: 40.4701, -90.6831 (Census Gazetteer coordinates).
• Nearest larger cities: Burlington (33 mi); Galesburg (37 mi); Quincy (52 mi); Pekin (56 mi); Jacksonville (56 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Good Hope (6 mi); Colchester (7 mi); Bardolph (7 mi).
• Within a 50-mile radius: 127 smaller Census places.
• Within 100 miles: 23 places are larger than Macomb.

Where Macomb sits in Illinois

Set beside Illinois's 1,294 places, Macomb ranks 163rd by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Macomb ranks 325th of 1,294 in Illinois (about the 75th percentile). By density, at about 1,391 people per square mile, it ranks 436th in Illinois. Within 50 miles sit 127 smaller Census places, alongside the 2 that are larger.

Illinois rules behind a Macomb personal loan

This table holds the Illinois rate and licensing rules for consumer loans made to Macomb's 14,849 residents.

Macomb: area, density and distance

Inside Macomb's boundaries lie roughly 10.7 square miles of land and 0.44 square miles of water. With 14,849 residents, the land area yields roughly 1,391 people per square mile. The largest place in Illinois, Chicago, lies about 182 miles away. Counting outward 50 miles, 2 larger communities surround Macomb. The 100-mile radius contains 23 larger places.

How personal loans work in Macomb

In Macomb, a small town of about 14,849, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Macomb loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Macomb loan is knowable in advance — unlike a revolving card balance.

How lenders reach Macomb

With about 1,391 residents per square mile, Macomb is moderately settled, and 2 larger Census places sit within 50 miles. Lenders licensed in Illinois reach Macomb's 14,849 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Burlington, IA about 33 miles away.