Personal loans in Louisville, NE
Louisville is a small community in Nebraska, with an estimated 1,408 residents, and every licensed lender here follows the same state rulebook. By population, Louisville sits at 80th in Nebraska, with an estimated 1,408 residents.
Louisville added about 5.8% to its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Louisville. A larger market lies at Springfield, NE about 8 miles away. A lender that serves Louisville operates under Nebraska lending statutes and a Nebraska supervisor.
Local context for Louisville
Here is the sourced Census picture for Louisville, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: 1,408 people, a figure that places Louisville 80th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 5.8% from 2020 to 2023.
- Net change: roughly 77 more people than the 2020 Census counted.
- Size percentile: roughly 85% of Nebraska's places have fewer residents than Louisville's 1,408.
- Population density: 2,114 people per square mile on 0.7 square miles of land.
- Land area: Louisville covers 0.7 square miles, the 167th-largest area among Nebraska's 527 places.
- Share of state population: Louisville's 1,408 residents are about 0.1% of Nebraska.
- National standing: Louisville ranks 8,931st of 19,457 US places.
- Growth rank: Louisville ranks 12th among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Louisville's 5.8% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Louisville places 27th among Nebraska's places by people per square mile.
- Against the state median: Louisville runs about 2,114 residents per square mile, where the Nebraska median is 830.
- Location: 40.9965 / -96.1613, per the US Census Bureau Gazetteer.
- Nearest larger cities: Springfield (8 mi); Gretna (9 mi); Papillion (11 mi); Ashland (11 mi); La Vista (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: South Bend (5 mi); Cedar Creek (5 mi); Manley (5 mi).
- Within a 50-mile radius: 103 smaller Census places.
- Larger places within 100 miles: 75.
Louisville on the map
The Census Gazetteer records about 0.7 square miles of land within Louisville, with no significant water area listed. That land carries about 2,114 people per square mile. The largest place in Nebraska, Omaha, lies about 19 miles away. Louisville has 32 larger places within a 50-mile radius. By land area it ranks 167th of 527 Nebraska places.
How lenders reach Louisville
Louisville is a fairly dense community of about 1,408 people, with 32 larger places inside a 50-mile radius. Whether Louisville has a local branch or not, a Nebraska-licensed lender can serve its 1,408 people online on the same terms. The nearest bigger place is Springfield, NE about 8 miles away.
Which Nebraska laws govern a loan in Louisville
Nebraska has no separate rate rule for Louisville; the sourced rows below are what reach every lender that serves its 1,408 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How Louisville compares across Nebraska
Louisville is the 80th-largest of 527 Census places in Nebraska and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 12th of 527 Nebraska places, putting it near the 98th percentile for growth. Its roughly 2,114 residents per square mile place it 27th among Nebraska's places. By land area, its 0.7 square miles rank 167th of 527 places in Nebraska.
A practical checklist for Louisville borrowers
These steps shape the offer you get in Louisville, a place of about 1,408 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Nebraska regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Louisville and the rest of Nebraska is not the process but the borrower's own file, among the 1,408 people here.
Common questions
What are my options in Louisville if my credit is poor?
What loan size can I expect in Louisville?
Do I have to pledge anything to borrow in Louisville?
Does comparing loans in Louisville cost me credit score points?
Nearby places
- Cedar Creek, NE — population 474
- Manley, NE — population 175
- South Bend, NE — population 94
- Springfield, NE — population 1,509
- Weeping Water, NE — population 1,062
- Gretna, NE — population 9,054
- Murdock, NE — population 277
- Papillion, NE — population 23,791