Personal loans in Lorimor, IA

Borrowers who want a bigger city can look to Murray, IA about 8 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 2.3%. A lender that serves Lorimor operates under Iowa lending statutes and a Iowa supervisor. Use the calculator on this page to price an amount and term before you commit in Lorimor.

What the Census records for Lorimor

The figures below are Lorimor's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 376, ranked 505th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.3% below the 2020 Census base.
• Net change: roughly 9 fewer people than the 2020 Census counted.
• Size percentile: roughly 46% of Iowa places rank below Lorimor.
• Land and density: 0.4 square miles of land carry roughly 872 residents per square mile.
• Land area rank: Lorimor's 0.4 square miles rank 706th of 940 places in Iowa.
• State population share: Lorimor accounts for about 0.0% of everyone in Iowa.
• National standing: Lorimor ranks 14,337th of 19,457 US places.
• Growth in Iowa: Lorimor stands 709th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Lorimor's 2.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Lorimor places 341st among Iowa's places by people per square mile.
• Density in context: Lorimor's 872 people per square mile sit against a Iowa median of 672.
• Location: latitude 41.1267, longitude -94.0569 (Census Gazetteer).
• Nearest larger cities: Murray (8 mi); Afton (10 mi); Truro (12 mi); Osceola (15 mi); Winterset (16 mi). Living near a larger metro rarely changes what is available in Lorimor.
• Nearest smaller towns: Thayer (7 mi); Macksburg (9 mi); East Peru (10 mi).
• Within a 50-mile radius: 61 smaller Census places.
• Within 100 miles: 225 places are larger than Lorimor.

A practical checklist for Lorimor borrowers

Complete these steps first when you borrow in Lorimor (376 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Lorimor as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 376 residents.

Lorimor: area, density and distance

The Census Gazetteer records about 0.4 square miles of land within Lorimor, with no significant water area listed. With 376 residents, the land area yields roughly 872 people per square mile. The state's population centre of gravity, Des Moines, is roughly 39 miles away. Within 50 miles of Lorimor there are 59 larger Census places. The 100-mile radius contains 225 larger places.

How a Lorimor personal loan is priced

With roughly 376 residents, Lorimor is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Lorimor's 376 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Lorimor loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Lorimor

At roughly 872 people per square mile, Lorimor is moderately settled; 59 larger places lie within 50 miles. What is available to Lorimor's 376 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Murray, IA about 8 miles away.

Iowa consumer-lending rules applied in Lorimor

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Lorimor is bound by the same rules.