Personal loans in Loma Linda, MO
The Census estimates 985 residents in Loma Linda, which ranks it 339th of 937 places in Missouri. Loma Linda gained roughly 4.1% in population across the 2020-to-2023 comparison.
Personal loans in Loma Linda are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 985 population. Every figure below is Missouri's own, applied to Loma Linda's 985 residents, with the publisher and retrieval date attached. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Loma Linda loan. A larger market lies at Galena, KS about 7 miles away.
Local context for Loma Linda
Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.
- Population: about 985, ranked 339th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 4.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 39 residents.
- Size percentile: roughly 64% of Missouri places rank below Loma Linda.
- Population density: about 277 people per square mile across 3.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Loma Linda ranks 181st among Missouri's 937 places, at 3.6 sq mi.
- Within Missouri: about 0.0% of the state's population lives in Loma Linda.
- National rank: Loma Linda is the 10,268th most populous of the 19,457 Census places covered here.
- Growth rank: Loma Linda's 2020-to-2023 change ranks 135th of 937 places in Missouri.
- Against the state trend: Loma Linda's 4.1% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Loma Linda places 805th among Missouri's places by people per square mile.
- Density vs Missouri: Loma Linda's 277 people per square mile compare with a state median of 743.
- Location: 36.9879, -94.5902 (US Census Bureau Gazetteer).
- Nearest larger cities: Galena (7 mi); Joplin (8 mi); Baxter Springs (8 mi); Duquesne (9 mi); Seneca (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Grand Falls Plaza (4 mi); Redings Mill (5 mi); Cliff Village (5 mi).
- Within a 50-mile radius: 83 smaller Census places.
- At 100 miles: 149 larger Census places fall inside that radius.
How lenders reach Loma Linda
With about 277 residents per square mile, Loma Linda is lightly settled, and 45 larger Census places sit within 50 miles. What is available to Loma Linda's 985 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Galena, KS about 7 miles away.
The Missouri lending rules that reach Loma Linda
The rows below set out what a licensed lender must follow in Missouri, and so for Loma Linda's roughly 985 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
The anatomy of a Loma Linda personal loan
A Loma Linda personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 985 residents. A lender serving Loma Linda's 985 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Loma Linda decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Loma Linda
Loma Linda's land area is roughly 3.6 square miles, and the Gazetteer records no significant water area within it. With 985 residents, the land area yields roughly 277 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 148 miles. A 50-mile radius around Loma Linda takes in 45 places that are larger. Within the same 50 miles lie 83 smaller Census places.
Loma Linda against the rest of Missouri
Loma Linda is the 339th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Loma Linda stands 135th among Missouri's 937 places — roughly the 86th percentile. At about 277 people per square mile, Loma Linda is the 805th most densely settled place in Missouri. In land area, Loma Linda ranks 181st among Missouri's 937 places.
Common questions
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Nearby places
- Grand Falls Plaza, MO — population 105
- Redings Mill, MO — population 164
- Cliff Village, MO — population 34
- Shoal Creek Drive, MO — population 366
- Leawood, MO — population 631
- Galena, KS — population 2,752
- Shoal Creek Estates, MO — population 107
- Dennis Acres, MO — population 55