Personal loans in Lodge, SC
If you are weighing a personal loan in Lodge, start from the payment you can carry; its 82 residents face the same statewide rules. At about 82 residents, Lodge is larger than roughly 3% of the places in South Carolina.
The closest larger city is Ehrhardt, SC about 4 miles away. The 2020 count to the 2023 estimate shows about 1.2% decline in Lodge. For the 82 people in Lodge, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Lodge loan.
Borrowing in Lodge: the local picture
Two layers matter for a Lodge borrower: the local population picture and South Carolina's consumer-lending statutes.
- Population: about 82 people live here, which puts Lodge 262nd of 271 Census places in South Carolina (Vintage 2023).
- Population trend: A drop of about 1.2% from 2020 to 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: bigger than about 3% of the places in South Carolina, with 82 residents in Lodge.
- Population density: 26 people per square mile on 3.1 square miles of land.
- Land area: Lodge covers 3.1 square miles, the 129th-largest area among South Carolina's 271 places.
- State population share: Lodge accounts for about 0.0% of everyone in South Carolina.
- National rank: Lodge is 18,455th of 19,457 places nationwide.
- Growth rank: Lodge's 2020-to-2023 change ranks 190th of 271 places in South Carolina.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Lodge's 1.2%.
- Density rank: Lodge is the 270th most densely settled place in South Carolina.
- Against the state median: Lodge runs about 26 residents per square mile, where the South Carolina median is 584.
- Location: coordinates 33.0678, -80.9537 (US Census Bureau Gazetteer).
- Nearest larger cities: Ehrhardt (4 mi); Williams (7 mi); Smoaks (8 mi); Branchville (15 mi); Olar (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Ulmer (15 mi); Govan (17 mi); Cope (22 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 3 of them.
- Within 100 miles: 217 places are larger than Lodge.
How lenders reach Lodge
With about 26 residents per square mile, Lodge is sparsely settled, and 67 larger Census places sit within 50 miles. Distance to a branch rarely matters for Lodge's 82 residents: the application is online and the price follows your credit file. The nearest larger city, Ehrhardt, SC about 4 miles away.
Land, water and location for Lodge
Lodge's land area is roughly 3.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 26 people per square mile. For the state's biggest city, Charleston, the distance is roughly 59 miles. Within 50 miles of Lodge there are 67 larger Census places. By land area it ranks 129th of 271 South Carolina places.
What shapes a Lodge personal loan
With roughly 82 residents, Lodge is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Lodge can be quoted different APRs on the same amount and term. Shortening the term on a Lodge loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Lodge
These are South Carolina's sourced lending facts as they reach Lodge's 82 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Lodge against the rest of South Carolina
Set beside South Carolina's 271 places, Lodge ranks 262nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lodge stands 190th among South Carolina's 271 places — roughly the 30th percentile. At about 26 people per square mile, Lodge is the 270th most densely settled place in South Carolina. The population moved by about 1 people between 2020 and 2023, a 1.2% shift.
Common questions
What are my options in Lodge if my credit is poor?
What loan size can I expect in Lodge?
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Does comparing loans in Lodge cost me credit score points?
Nearby places
- Ehrhardt, SC — population 442
- Williams, SC — population 96
- Smoaks, SC — population 98
- Branchville, SC — population 971
- Bamberg, SC — population 2,985
- Varnville, SC — population 1,622
- Hampton, SC — population 2,610
- Olar, SC — population 208