Personal loans in Livonia, MO
The Census estimates 55 residents in Livonia, which ranks it 875th of 937 places in Missouri. For a borrower among the roughly 55 residents of Livonia, a personal loan is a tool whose cost turns on the terms, not the address.
The 2020-to-2023 change in Livonia is negligible, under a tenth of a percent. Judge Livonia offers on total cost, not on how quickly the money arrives. To lend to Livonia's 55 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. A larger market lies at Worthington, MO about 6 miles away.
The Livonia data picture
The figures below are Livonia's own — Census population, land area and coordinates — followed by the Missouri rules.
- Population: 55 residents; Livonia is the 875th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: roughly 7% of Missouri's places have fewer residents than Livonia's 55.
- Land and density: 0.3 square miles of land carry roughly 207 residents per square mile.
- Land area rank: Livonia's 0.3 square miles rank 736th of 937 places in Missouri.
- State population share: Livonia accounts for about 0.0% of everyone in Missouri.
- National rank: Livonia sits 18,907th by population among the 19,457 places in this dataset.
- Growth rank: Livonia ranks 517th among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Livonia's 0.0%.
- Density rank: Livonia is the 852nd most densely settled place in Missouri.
- Density in context: Livonia's 207 people per square mile sit against a Missouri median of 743.
- Location: coordinates 40.4920, -92.7005 (US Census Bureau Gazetteer).
- Nearest larger cities: Worthington (6 mi); Glenwood (7 mi); Queen City (9 mi); Lancaster (9 mi); Greentop (12 mi). Larger metros often have more branches, but online lenders reach Livonia on the same terms.
- Smaller communities close by: Udell (20 mi); Pollock (22 mi); Rathbun (24 mi), each with its own Census population profile.
- Smaller places within 50 miles: 13 of them.
- Larger places within 100 miles: 401.
Land, water and location for Livonia
Inside Livonia's boundaries lie about 0.3 square miles of land, with no significant water area recorded. Spread across it are roughly 207 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 136 miles. Counting outward 50 miles, 82 larger communities surround Livonia. By land area it ranks 736th of 937 Missouri places.
The Missouri lending rules that reach Livonia
Below are the Missouri rules that apply to a loan made in Livonia, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
How lenders reach Livonia
At roughly 207 people per square mile, Livonia is lightly settled; 82 larger places lie within 50 miles. Distance to a branch rarely matters for Livonia's 55 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Worthington, MO about 6 miles away.
Livonia's place among Missouri's 937 places
Within Missouri, Livonia holds roughly 0.0% of all residents, the 875th-largest share among 937 places. Its 2020-to-2023 change ranks 517th of 937 Missouri places, putting it near the 45th percentile for growth. Its roughly 207 residents per square mile place it 852nd among Missouri's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
Steps to take before a Livonia loan
Before you apply in Livonia, a community of about 55, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Missouri licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Livonia and the rest of Missouri is not the process but the borrower's own file, among the 55 people here.
Common questions
What are my options in Livonia if my credit is poor?
What loan size can I expect in Livonia?
Do I have to pledge anything to borrow in Livonia?
Does comparing loans in Livonia cost me credit score points?
Nearby places
- Worthington, MO — population 60
- Glenwood, MO — population 182
- Queen City, MO — population 559
- Lancaster, MO — population 677
- Moulton, IA — population 599
- Greentop, MO — population 386
- Exline, IA — population 158
- Novinger, MO — population 376