Personal loans in Livingston, WI

The Livingston data picture

What follows is Livingston's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: about 646 people live here, which puts Livingston 441st of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: Growth of about 1.1% across the 2020-to-2023 comparison.
• Absolute change: 7 residents added between 2020 and 2023.
• Size percentile: with 646 residents, Livingston is larger than about 27% of Wisconsin's Census places.
• Population density: about 621 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Livingston's 1.0 square miles rank 475th of 605 places in Wisconsin.
• Share of state population: Livingston's 646 residents are about 0.0% of Wisconsin.
• National rank: Livingston is 12,126th of 19,457 places nationwide.
• Growth in Wisconsin: Livingston stands 152nd by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Livingston's 1.1%.
• Density in Wisconsin: Livingston ranks 370th by people per square mile.
• Against the state median: Livingston runs about 621 residents per square mile, where the Wisconsin median is 800.
• Location: mapped by the US Census Bureau at 42.9001, -90.4337.
• Nearest larger cities: Montfort (5 mi); Highland (11 mi); Platteville (12 mi); Fennimore (12 mi); Belmont (12 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Rewey (4 mi); Cobb (7 mi); Linden (8 mi) — useful context for the surrounding area.
• Smaller neighbours: 65 places smaller than Livingston sit within 50 miles.
• At 100 miles: 309 larger Census places fall inside that radius.

What to do before borrowing in Livingston

These steps shape the offer you get in Livingston, a place of about 646 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Livingston as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 646 residents.

How Livingston compares across Wisconsin

Against Wisconsin's other places, Livingston accounts for about 0.0% of the state's population and ranks 441st of 605 by size. On the 2020-to-2023 trend, Livingston stands 152nd among Wisconsin's 605 places — roughly the 75th percentile. By density, at about 621 people per square mile, it ranks 370th in Wisconsin. By land area, its 1.0 square miles rank 475th of 605 places in Wisconsin.

Inside a Livingston personal loan

With roughly 646 residents, Livingston is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Livingston's 646 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Livingston loan is knowable in advance — unlike a revolving card balance.

What Wisconsin law requires in Livingston

Read the table as a lender's compliance picture for Livingston: the rule, the sourced figure, the publisher and the date.

Lender access in Livingston

Livingston is moderately settled, with about 621 people per square mile and 65 larger places within 50 miles. A Wisconsin licence lets a lender serve Livingston without a local office, so branch density does not change what its 646 residents are offered. The nearest bigger place is Montfort, WI about 5 miles away.