Personal loans in Lisbon, IL

Census figures put the 2020-to-2023 increase in Lisbon at about 1.5%. Pull your credit reports and line up at least three offers before you apply from Lisbon. The nearest larger city is Morris, IL about 7 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lisbon's 275 residents.

The Lisbon data picture

Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.

• Population: the Census counts 275 residents in Lisbon (Vintage 2023 subcounty estimate), the 1,028th-largest figure among Illinois's 1,294 places.
• Population trend: Up about 1.5% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
• Size percentile: roughly 21% of Illinois's places have fewer residents than Lisbon's 275.
• Density: roughly 130 residents per square mile, spread over 2.1 sq mi of land.
• Land area: Lisbon covers 2.1 square miles, the 469th-largest area among Illinois's 1,294 places.
• Within Illinois: about 0.0% of the state's population lives in Lisbon.
• National rank: Lisbon is the 15,415th most populous of the 19,457 Census places covered here.
• Growth rank: Lisbon's 2020-to-2023 change ranks 64th of 1,294 places in Illinois.
• Versus Illinois: the state average change is -2.0%, while Lisbon moved 1.5%.
• Density in Illinois: Lisbon ranks 1,240th by people per square mile.
• Density vs Illinois: Lisbon's 130 people per square mile compare with a state median of 993.
• Location: 41.4806, -88.4559 (US Census Bureau Gazetteer).
• Nearest larger cities: Morris (7 mi); Newark (8 mi); Minooka (9 mi); Millington (9 mi); Millbrook (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Plattville (5 mi); Verona (18 mi); Kinsman (21 mi), each with its own Census population profile.
• Smaller places within 50 miles: 31 of them.
• Within 100 miles: 670 places are larger than Lisbon.

Lisbon's place among Illinois's 1,294 places

Set beside Illinois's 1,294 places, Lisbon ranks 1,028th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Lisbon ranks 64th of 1,294 in Illinois (about the 95th percentile). Its roughly 130 residents per square mile place it 1,240th among Illinois's places. Within 50 miles sit 31 smaller Census places, alongside the 276 that are larger.

Where Lisbon sits

Inside Lisbon's boundaries lie about 2.1 square miles of land, with no significant water area recorded. Spread across it are roughly 130 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 47 miles. Lisbon has 276 larger places within a 50-mile radius. The 100-mile radius contains 670 larger places.

Getting a loan in Lisbon

Lisbon is lightly settled, with about 130 people per square mile and 276 larger places within 50 miles. Distance to a branch rarely matters for Lisbon's 275 residents: the application is online and the price follows your credit file. The nearest larger city, Morris, IL about 7 miles away.

Illinois consumer-lending rules applied in Lisbon

Illinois has no separate rate rule for Lisbon; the sourced rows below are what reach every lender that serves its 275 people.

How personal loans work in Lisbon

A Lisbon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 275 residents. A lender serving Lisbon's 275 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Lisbon loan is knowable in advance — unlike a revolving card balance.