Personal loans in Linwood, NE
Linwood is one of 527 Census places in Nebraska; its 93 residents put it at 424th. For a borrower among the roughly 93 residents of Linwood, a personal loan is a tool whose cost turns on the terms, not the address.
A 2020-to-2023 comparison shows Linwood up by about 1.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Linwood. Which products a lender may offer to Linwood's 93 residents follows from the Nebraska consumer-lending framework. The next larger city is Schuyler, NE about 7 miles away.
The Linwood data picture
Linwood is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 93 people, a figure that places Linwood 424th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.1% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: about 20% of Nebraska communities are smaller than Linwood (93 residents).
- Population density: 245 people per square mile on 0.4 square miles of land.
- Land area: Linwood covers 0.4 square miles, the 287th-largest area among Nebraska's 527 places.
- State share: roughly 0.0% of Nebraska's residents live in Linwood (93 people).
- National standing: Linwood ranks 18,245th of 19,457 US places.
- Growth in Nebraska: Linwood stands 113th by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Linwood's 1.1% change compares with a Nebraska average of -0.6% across its 527 places.
- Density in Nebraska: Linwood ranks 468th by people per square mile.
- Density vs Nebraska: Linwood's 245 people per square mile compare with a state median of 830.
- Location: it lies at 41.4123, -96.9323 in the Census Gazetteer.
- Nearest larger cities: Schuyler (7 mi); Octavia (8 mi); North Bend (8 mi); Morse Bluff (9 mi); Bruno (9 mi). Online lenders reach Linwood no matter how far the nearest branch is.
- Nearest smaller towns: Rogers (4 mi); Abie (5 mi); Richland (15 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 9 of them.
- Within 100 miles: 366 places are larger than Linwood.
How Linwood compares across Nebraska
Linwood is the 424th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Linwood stands 113th among Nebraska's 527 places — roughly the 79th percentile. At about 245 people per square mile, Linwood is the 468th most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 1 residents.
How Nebraska law applies in Linwood
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Linwood lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Lender access in Linwood
With about 245 residents per square mile, Linwood is lightly settled, and 107 larger Census places sit within 50 miles. Distance to a branch rarely matters for Linwood's 93 residents: the application is online and the price follows your credit file. The nearest larger city, Schuyler, NE about 7 miles away.
Land, water and location for Linwood
Linwood's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 245 people per square mile. Omaha, the largest place in Nebraska, is about 47 miles from Linwood. Within 50 miles of Linwood there are 107 larger Census places. Within the same 50 miles lie 9 smaller Census places.
How personal loans work in Linwood
A Linwood personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 93 residents. The APR tracks your credit score rather than Linwood's rank of 424th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Linwood loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Rogers, NE — population 80
- Abie, NE — population 66
- Bruno, NE — population 98
- Schuyler, NE — population 6,529
- Octavia, NE — population 108
- North Bend, NE — population 1,244
- Prague, NE — population 296
- Morse Bluff, NE — population 125