Personal loans in Linn, KS

A larger market lies at Washington, KS about 10 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 0.5%. To lend to Linn's 384 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Linn loan.

Linn by the numbers

Set out below is Linn's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 384 residents in Linn (Vintage 2023 subcounty estimate), the 316th-largest figure among Kansas's 625 places.
• Population trend: Lower by roughly 0.5% since the 2020 count.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: about 49% of Kansas's Census places are smaller than Linn.
• Land and density: 0.3 square miles of land carry roughly 1,133 residents per square mile.
• By land area: Linn ranks 399th among Kansas's 625 places, at 0.3 sq mi.
• State share: roughly 0.0% of Kansas's residents live in Linn (384 people).
• National rank: Linn sits 14,251st by population among the 19,457 places in this dataset.
• Growth rank: Linn ranks 221st among Kansas's 625 places for the 2020-to-2023 change.
• Against the state trend: Linn's 0.5% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Linn places 177th among Kansas's places by people per square mile.
• Density vs Kansas: Linn's 1,133 people per square mile compare with a state median of 764.
• Location: latitude 39.6793, longitude -97.0868 (Census Gazetteer).
• Nearest larger cities: Washington (10 mi); Clifton (13 mi); Clyde (18 mi); Waterville (18 mi); Hanover (19 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Palmer (4 mi); Greenleaf (7 mi); Barnes (12 mi).
• Smaller places within 50 miles: 54 of them.
• At 100 miles: 146 larger Census places fall inside that radius.

What to do before borrowing in Linn

Complete these steps first when you borrow in Linn (384 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Kansas licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across Kansas; what changes is your credit file, not the fact that Linn holds 384 people.

Linn on the map

Linn covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,133 people per square mile. The largest place in Kansas, Wichita, lies about 138 miles away. Linn has 30 larger places within a 50-mile radius. The 100-mile radius contains 146 larger places.

The Kansas lending rules that reach Linn

Read the table as a lender's compliance picture for Linn: the rule, the sourced figure, the publisher and the date.

What a Linn borrower is actually offered

With roughly 384 residents, Linn is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Linn can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Linn loan is knowable in advance — unlike a revolving card balance.

How lenders reach Linn

At roughly 1,133 people per square mile, Linn is moderately settled; 30 larger places lie within 50 miles. Distance to a branch rarely matters for Linn's 384 residents: the application is online and the price follows your credit file. The nearest larger city, Washington, KS about 10 miles away.