Personal loans in Lindsay, OK
For the 2,866 people in Lindsay, Oklahoma runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Personal loans in Lindsay are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,866 population. With an estimated 2,866 residents, Lindsay is the 117th-largest of 590 places in Oklahoma. From the 2020 Census base to the 2023 estimate, the population rose by about 0.2%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Lindsay loan. The closest larger place is Purcell, OK about 18 miles away.
What the Census records for Lindsay
Set out below is Lindsay's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 2,866 residents in Lindsay (Vintage 2023 subcounty estimate), the 117th-largest figure among Oklahoma's 590 places.
- Population trend: Roughly 0.2% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 5 residents.
- Size percentile: about 80% of Oklahoma's Census places are smaller than Lindsay.
- Population density: about 1,237 people per square mile across 2.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Lindsay's 2.3 square miles rank 210th of 590 places in Oklahoma.
- Share of Oklahoma: Lindsay holds about 0.1% of the state's population, some 2,866 people.
- National rank: Lindsay sits 6,415th by population among the 19,457 places in this dataset.
- Growth rank: Lindsay's 2020-to-2023 change ranks 328th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Lindsay's 0.2%.
- Density in Oklahoma: Lindsay ranks 57th by people per square mile.
- Density in context: Lindsay's 1,237 people per square mile sit against a Oklahoma median of 546.
- Location: 34.8405, -97.6099 (US Census Bureau Gazetteer).
- Nearest larger cities: Purcell (18 mi); Goldsby (21 mi); Blanchard (22 mi); Chickasha (24 mi); Pauls Valley (24 mi). Larger metros often have more branches, but online lenders reach Lindsay on the same terms.
- Smaller places nearby: Bradley (6 mi); Alex (11 mi); Dibble (12 mi).
- Smaller places within 50 miles: 66 of them.
- Larger places within 100 miles: 72.
Lindsay on the map
Lindsay covers about 2.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,237 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 44 miles away. Counting outward 50 miles, 32 larger communities surround Lindsay. The 100-mile radius contains 72 larger places.
Getting a loan in Lindsay
Lindsay is a moderately settled community of about 2,866 people, with 32 larger places inside a 50-mile radius. What is available to Lindsay's 2,866 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Purcell, OK about 18 miles away.
Lindsay in state context
Among Oklahoma's 590 places, Lindsay sits at 117th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Lindsay stands 328th among Oklahoma's 590 places — roughly the 44th percentile. At about 1,237 people per square mile, Lindsay is the 57th most densely settled place in Oklahoma. Between 2020 and 2023 the count changed by roughly 5 residents.
How Oklahoma law applies in Lindsay
Below are the Oklahoma rules that apply to a loan made in Lindsay, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
How personal loans work in Lindsay
A Lindsay personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,866 residents. The APR tracks your credit score rather than Lindsay's rank of 117th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Lindsay loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Bradley, OK — population 86
- Dibble, OK — population 968
- Alex, OK — population 496
- Maysville, OK — population 1,083
- Washington, OK — population 718
- Cole, OK — population 638
- Foster, OK — population 248
- Purcell, OK — population 6,864