Personal loans in Lidderdale, IA

The Lidderdale data picture

The figures below are Lidderdale's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 163 people, a figure that places Lidderdale 715th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 1.8% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: Lidderdale sits ahead of around 24% of Iowa places, at 163 people.
• Population density: about 68 people per square mile across 2.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Lidderdale's 2.4 square miles rank 168th of 940 places in Iowa.
• State population share: Lidderdale accounts for about 0.0% of everyone in Iowa.
• National rank: Lidderdale is the 17,080th most populous of the 19,457 Census places covered here.
• Growth rank: Lidderdale ranks 596th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Lidderdale moved 1.8%.
• Density in Iowa: Lidderdale ranks 923rd by people per square mile.
• Density vs Iowa: Lidderdale's 68 people per square mile compare with a state median of 672.
• Location: latitude 42.1224, longitude -94.7836 (Census Gazetteer).
• Nearest larger cities: Glidden (5 mi); Carroll (5 mi); Auburn (10 mi); Lake City (10 mi); Breda (11 mi). Larger metros often have more branches, but online lenders reach Lidderdale on the same terms.
• Smaller places nearby: Lanesboro (6 mi); Ralston (10 mi); Willey (10 mi).
• Smaller places within 50 miles: 31 of them.
• Larger places within 100 miles: 385.

What to do before borrowing in Lidderdale

For Lidderdale's roughly 163 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Lidderdale-specific: the same Iowa licensing and disclosure rules reach all 163 residents.

What a Lidderdale borrower is actually offered

With roughly 163 residents, Lidderdale is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Lidderdale can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lidderdale loan but raises total interest, so the smallest payment is not the cheapest loan.

Lidderdale: area, density and distance

Lidderdale's land area is roughly 2.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 68 people per square mile. The state's population centre of gravity, Des Moines, is roughly 71 miles away. Counting outward 50 miles, 97 larger communities surround Lidderdale. Within the same 50 miles lie 31 smaller Census places.

Lender access in Lidderdale

At roughly 68 people per square mile, Lidderdale is sparsely settled; 97 larger places lie within 50 miles. Distance to a branch rarely matters for Lidderdale's 163 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Glidden, IA about 5 miles away.

The Iowa lending rules that reach Lidderdale

Below are the Iowa rules that apply to a loan made in Lidderdale, each with the regulator that issued it.