Personal loans in Lexington, MO

If you are weighing a personal loan in Lexington, start from the payment you can carry; its 4,585 residents face the same statewide rules. Which products a lender may offer to Lexington's 4,585 residents follows from the Missouri consumer-lending framework. Judge Lexington offers on total cost, not on how quickly the money arrives. The nearest larger city is Richmond, MO about 9 miles away.

Lexington by the numbers

What follows is Lexington's place in the Census record, alongside the Missouri rules that govern a personal loan made here.

• Population: an estimated 4,585 residents, 149th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.5% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 69 residents.
• Size percentile: Lexington's 4,585 people outrank roughly 84% of the places in Missouri.
• Population density: 877 people per square mile on 5.2 square miles of land.
• Land area: Lexington covers 5.2 square miles, the 123rd-largest area among Missouri's 937 places.
• Water area: Lexington has 0.23 square miles of water, ranking 46th of 937 places in Missouri.
• State share: roughly 0.1% of Missouri's residents live in Lexington (4,585 people).
• National rank: Lexington is the 5,071st most populous of the 19,457 Census places covered here.
• Growth in Missouri: Lexington stands 711th by percentage change from 2020 to 2023, among 937 places.
• Against the state trend: Lexington's 1.5% change compares with a Missouri average of +0.8% across its 937 places.
• Density rank: Lexington is the 385th most densely settled place in Missouri.
• Against the state median: Lexington runs about 877 residents per square mile, where the Missouri median is 743.
• Location: the Census Gazetteer records it at 39.1803, -93.8691.
• Nearest larger cities: Richmond (9 mi); Higginsville (11 mi); Odessa (14 mi); Oak Grove (18 mi); Grain Valley (22 mi). Larger metros often have more branches, but online lenders reach Lexington on the same terms.
• Nearest smaller places: Henrietta (5 mi); Hardin (6 mi); Wellington (7 mi).
• Smaller neighbours: 125 places smaller than Lexington sit within 50 miles.
• Within 100 miles: 72 places are larger than Lexington.

How personal loans work in Lexington

Most loans made to Lexington's 4,585 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Lexington loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Lexington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lexington on the map

Lexington covers about 5.2 square miles of land, with 0.23 square miles of water inside its boundaries (Census Gazetteer). With 4,585 residents, the land area yields roughly 877 people per square mile. The largest place in Missouri, Kansas City, lies about 37 miles away. Counting outward 50 miles, 37 larger communities surround Lexington. The 100-mile radius contains 72 larger places.

Getting a loan in Lexington

Lexington is a moderately settled community of about 4,585 people, with 37 larger places inside a 50-mile radius. Whether Lexington has a local branch or not, a Missouri-licensed lender can serve its 4,585 people online on the same terms. The nearest bigger place is Richmond, MO about 9 miles away.

Lexington in state context

Within Missouri, Lexington holds roughly 0.1% of all residents, the 149th-largest share among 937 places. On the 2020-to-2023 trend, Lexington stands 711th among Missouri's 937 places — roughly the 24th percentile. By density, at about 877 people per square mile, it ranks 385th in Missouri. Between 2020 and 2023 the count changed by roughly 69 residents.

What Missouri law requires in Lexington

For the roughly 4,585 residents of Lexington, the rules below are Missouri's own; each row carries its publisher and retrieval date.