Personal loans in Lexington, MN

For a community of about 3,059, the practical step is to compare APR across at least three lenders before committing. Census figures put the 2020-to-2023 increase in Lexington at about 35.4%. Every figure below is Minnesota's own, applied to Lexington's 3,059 residents, with the publisher and retrieval date attached. The nearest larger metro is Circle Pines, MN about 1 miles away.

Lexington by the numbers

Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.

• Population: 3,059 — Lexington ranks 209th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 35.4% between 2020 and 2023.
• People gained or lost: about 800 more since the 2020 base.
• Size percentile: roughly 75% of Minnesota places rank below Lexington.
• Population density: 4,440 people per square mile on 0.7 square miles of land.
• By land area: Lexington ranks 620th among Minnesota's 853 places, at 0.7 sq mi.
• State share: roughly 0.1% of Minnesota's residents live in Lexington (3,059 people).
• National rank: Lexington is 6,218th of 19,457 places nationwide.
• Growth rank: Lexington ranks 3rd among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Lexington's 35.4%.
• Density in Minnesota: Lexington ranks 13th by people per square mile.
• Density in context: Lexington's 4,440 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 45.1382, -93.1714.
• Nearest larger cities: Circle Pines (1 mi); Mounds View (3 mi); Blaine (3 mi); Lino Lakes (3 mi); Spring Lake Park (4 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Hilltop (7 mi); Gem Lake (8 mi); Lauderdale (10 mi).
• Smaller places within 50 miles: 81 of them.
• At 100 miles: 179 larger Census places fall inside that radius.

How lenders reach Lexington

With about 4,440 residents per square mile, Lexington is fairly dense, and 134 larger Census places sit within 50 miles. Whether Lexington has a local branch or not, a Minnesota-licensed lender can serve its 3,059 people online on the same terms. For a larger market, the closest option is Circle Pines, MN about 1 miles away.

Lexington in state context

Set beside Minnesota's 853 places, Lexington ranks 209th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Lexington ranks 3rd of 853 in Minnesota (about the 100th percentile). By density, at about 4,440 people per square mile, it ranks 13th in Minnesota. Within 50 miles sit 81 smaller Census places, alongside the 134 that are larger.

The anatomy of a Lexington personal loan

In Lexington, a small community of about 3,059, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Lexington can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lexington loan but raises total interest, so the smallest payment is not the cheapest loan.

Before you apply in Lexington

A sensible order of operations for a loan in Lexington, home to about 3,059 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Lexington and the rest of Minnesota is not the process but the borrower's own file, among the 3,059 people here.

The state rulebook for Lexington

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Lexington lender must follow.