Personal loans in Lewistown, PA

By population, Lewistown sits at 93rd in Pennsylvania, with an estimated 8,418 residents. Price two or three terms so you can see which payment is truly affordable in Lewistown. Rate ceilings, licensing requirements and product limits for Lewistown are all set at the Pennsylvania level. The next larger city is State College, PA about 20 miles away.

Where Lewistown stands

Here is the sourced Census picture for Lewistown, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: 8,418 people, a figure that places Lewistown 93rd among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.8%.
• Absolute change: 155 residents lost between 2020 and 2023.
• Size percentile: about 91% of Pennsylvania communities are smaller than Lewistown (8,418 residents).
• Population density: about 4,147 people per square mile (Census land area 2.0 sq mi).
• By land area: Lewistown ranks 208th among Pennsylvania's 1,013 places, at 2.0 sq mi.
• Water area: Lewistown has 0.02 square miles of water, ranking 335th of 1,013 places in Pennsylvania.
• State share: roughly 0.2% of Pennsylvania's residents live in Lewistown (8,418 people).
• National standing: Lewistown ranks 3,551st of 19,457 US places.
• Growth rank: Lewistown ranks 599th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Lewistown's 1.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Lewistown is the 178th most densely settled place in Pennsylvania.
• Density in context: Lewistown's 4,147 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 40.5972 / -77.5713, per the US Census Bureau Gazetteer.
• Nearest larger cities: State College (20 mi); Carlisle (34 mi); Lock Haven (38 mi); Mechanicsburg (40 mi); Harrisburg (42 mi). Lenders licensed in the state serve Lewistown whether or not they keep a local branch.
• Smaller communities within reach: Juniata Terrace (1 mi); Burnham (3 mi); Mifflin (9 mi).
• Smaller neighbours: 111 places smaller than Lewistown sit within 50 miles.
• Larger places within 100 miles: 40.

Lewistown against the rest of Pennsylvania

Lewistown is the 93rd-largest of 1,013 Census places in Pennsylvania and contains about 0.2% of the state's people. For population change between 2020 and 2023, Lewistown ranks 599th of 1,013 in Pennsylvania (about the 41th percentile). At about 4,147 people per square mile, Lewistown is the 178th most densely settled place in Pennsylvania. In land area, Lewistown ranks 208th among Pennsylvania's 1,013 places.

What is available to Lewistown borrowers

At roughly 4,147 people per square mile, Lewistown is fairly dense; 8 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Lewistown's 8,418 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is State College, PA about 20 miles away.

What shapes a Lewistown personal loan

With roughly 8,418 residents, Lewistown is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lewistown lender to disclose the APR and finance charge before you sign. The term you choose in Lewistown decides the split between a comfortable payment and the total interest you pay.

Which Pennsylvania laws govern a loan in Lewistown

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Lewistown is bound by the same rules.

Where Lewistown sits

Inside Lewistown's boundaries lie roughly 2.0 square miles of land and 0.02 square miles of water. The resulting density is about 4,147 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 135 miles from Lewistown. Lewistown has 8 larger places within a 50-mile radius. By land area it ranks 208th of 1,013 Pennsylvania places.