Personal loans in Lewisburg, WV
About 3,785 people live in Lewisburg, placing it 33rd of 230 Census places in West Virginia. A lender serving Lewisburg holds a West Virginia licence and answers to a West Virginia regulator; no city office is involved for its 3,785 residents. Population in Lewisburg dropped about 3.5% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Lewisburg. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lewisburg's 3,785 residents. The closest larger place is Covington, VA about 24 miles away.
Lewisburg: the sourced local profile
Lewisburg is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 3,785 people, a figure that places Lewisburg 33rd among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: Down about 3.5% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 139 residents.
- Size percentile: with 3,785 residents, Lewisburg is larger than about 86% of West Virginia's Census places.
- Density: the Census land area of 3.8 sq mi holds about 995 people per square mile.
- Land area: Lewisburg covers 3.8 square miles, the 24th-largest area among West Virginia's 230 places.
- State share: roughly 0.6% of West Virginia's residents live in Lewisburg (3,785 people).
- National rank: Lewisburg is the 5,596th most populous of the 19,457 Census places covered here.
- Growth in West Virginia: Lewisburg stands 131st by percentage change from 2020 to 2023, among 230 places.
- State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Lewisburg's 3.5%.
- Density rank: Lewisburg is the 120th most densely settled place in West Virginia.
- Against the state median: Lewisburg runs about 995 residents per square mile, where the West Virginia median is 1,021.
- Location: mapped by the US Census Bureau at 37.8094, -80.4326.
- Nearest larger cities: Covington (24 mi); Beckley (40 mi); Blacksburg (40 mi); Oak Hill (41 mi); Salem (42 mi). Online lenders reach Lewisburg no matter how far the nearest branch is.
- Nearest smaller places: Ronceverte (5 mi); White Sulphur Springs (7 mi); Alderson (13 mi).
- Smaller neighbours: 40 places smaller than Lewisburg sit within 50 miles.
- Within 100 miles: 38 places are larger than Lewisburg.
The state rulebook for Lewisburg
The rows below set out what a licensed lender must follow in West Virginia, and so for Lewisburg's roughly 3,785 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Lewisburg on the map
Lewisburg covers about 3.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 995 people per square mile. For the state's biggest city, Charleston, the distance is roughly 75 miles. Lewisburg has 10 larger places within a 50-mile radius. By land area it ranks 24th of 230 West Virginia places.
Getting a loan in Lewisburg
Lewisburg is moderately settled, with about 995 people per square mile and 10 larger places within 50 miles. What is available to Lewisburg's 3,785 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Covington, VA about 24 miles away.
What to do before borrowing in Lewisburg
A sensible order of operations for a loan in Lewisburg, home to about 3,785 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's West Virginia licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Lewisburg and the rest of West Virginia is not the process but the borrower's own file, among the 3,785 people here.
Lewisburg's place among West Virginia's 230 places
Against West Virginia's other places, Lewisburg accounts for about 0.6% of the state's population and ranks 33rd of 230 by size. Its 2020-to-2023 change ranks 131st of 230 West Virginia places, putting it near the 43th percentile for growth. By density, at about 995 people per square mile, it ranks 120th in West Virginia. By land area, its 3.8 square miles rank 24th of 230 places in West Virginia.
Common questions
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Nearby places
- Ronceverte, WV — population 1,531
- White Sulphur Springs, WV — population 2,187
- Falling Spring, WV — population 169
- Alderson, WV — population 941
- Union, WV — population 415
- Rupert, WV — population 847
- Quinwood, WV — population 213
- Rainelle, WV — population 1,159