Personal loans in Lewis Run, PA
The first question in Lewis Run is not the rate on offer but whether the payment fits; about 559 people live here under Pennsylvania lending law. Lewis Run lost roughly 3.6% of its population across the 2020-to-2023 comparison.
At about 559 residents, Lewis Run is larger than roughly 27% of the places in Pennsylvania. Decide the purpose of the loan and your repayment plan before sharing any details with a Lewis Run lender. Lenders active in Lewis Run report to a Pennsylvania supervisor, identified in the sourced rows below. The nearest larger city is Bradford, PA about 6 miles away.
Where Lewis Run stands
Most of what governs a Lewis Run loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: about 559, ranked 741st of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 3.6% across the 2020-to-2023 comparison.
- Net change: roughly 21 fewer people than the 2020 Census counted.
- Size percentile: Lewis Run's 559 people outrank roughly 27% of the places in Pennsylvania.
- Density: the Census land area of 1.8 sq mi holds about 306 people per square mile.
- Land area: Lewis Run covers 1.8 square miles, the 242nd-largest area among Pennsylvania's 1,013 places.
- Water area: Lewis Run has 0.01 square miles of water, ranking 386th of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Lewis Run holds about 0.0% of the state's population, some 559 people.
- National rank: Lewis Run is the 12,705th most populous of the 19,457 Census places covered here.
- Growth rank: Lewis Run's 2020-to-2023 change ranks 931st of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Lewis Run moved 3.6%.
- Density rank: Lewis Run places 919th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Lewis Run's 306 people per square mile compare with a state median of 1,990.
- Location: coordinates 41.8676, -78.6540 (US Census Bureau Gazetteer).
- Nearest larger cities: Bradford (6 mi); Mount Jewett (10 mi); Smethport (12 mi); Eldred (15 mi); Kane (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Clarendon (23 mi); Ellicottville (28 mi); Richburg (30 mi), each with its own Census population profile.
- Smaller neighbours: 12 places smaller than Lewis Run sit within 50 miles.
- At 100 miles: 241 larger Census places fall inside that radius.
Pennsylvania consumer-lending rules applied in Lewis Run
These are Pennsylvania's sourced lending facts as they reach Lewis Run's 559 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Lewis Run against the rest of Pennsylvania
Within Pennsylvania, Lewis Run holds roughly 0.0% of all residents, the 741st-largest share among 1,013 places. On the 2020-to-2023 trend, Lewis Run stands 931st among Pennsylvania's 1,013 places — roughly the 8th percentile. By density, at about 306 people per square mile, it ranks 919th in Pennsylvania. In land area, Lewis Run ranks 242nd among Pennsylvania's 1,013 places.
How personal loans work in Lewis Run
A Lewis Run personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 559 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lewis Run. The term you choose in Lewis Run decides the split between a comfortable payment and the total interest you pay.
The Lewis Run borrowing checklist
Complete these steps first when you borrow in Lewis Run (559 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Lewis Run-specific: the same Pennsylvania licensing and disclosure rules reach all 559 residents.
What is available to Lewis Run borrowers
At roughly 306 people per square mile, Lewis Run is lightly settled; 40 larger places lie within 50 miles. Distance to a branch rarely matters for Lewis Run's 559 residents: the application is online and the price follows your credit file. The nearest bigger place is Bradford, PA about 6 miles away.
Common questions
What are my options in Lewis Run if my credit is poor?
What loan size can I expect in Lewis Run?
Do I have to pledge anything to borrow in Lewis Run?
Does comparing loans in Lewis Run cost me credit score points?
Nearby places
- Bradford, PA — population 7,560
- Mount Jewett, PA — population 823
- Smethport, PA — population 1,386
- Kane, PA — population 3,499
- Allegany, NY — population 1,555
- Eldred, PA — population 736
- Olean, NY — population 13,650
- Salamanca, NY — population 5,783