Personal loans in Leslie, MO
Leslie counts about 135 people, and what is genuinely local about borrowing here is limited — Missouri law does the governing. Leslie is one of 937 Census places in Missouri; its 135 residents put it at 746th.
Census figures show Leslie holding steady across 2020 to 2023. For the 135 people in Leslie, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Leslie. Borrowers who want a bigger city can look to Gerald, MO about 6 miles away.
The Leslie data picture
Set out below is Leslie's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 135, 746th among Missouri's 937 places (Vintage 2023).
- Population trend: Roughly level with the 2020 Census base.
- Size percentile: with 135 residents, Leslie is larger than about 20% of Missouri's Census places.
- Land and density: 0.2 square miles of land carry roughly 738 residents per square mile.
- Land area rank: Leslie's 0.2 square miles rank 818th of 937 places in Missouri.
- State share: roughly 0.0% of Missouri's residents live in Leslie (135 people).
- National rank: Leslie is the 17,519th most populous of the 19,457 Census places covered here.
- Growth rank: Leslie ranks 492nd among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Leslie moved 0.0%.
- Density in Missouri: Leslie ranks 475th by people per square mile.
- Density vs Missouri: Leslie's 738 people per square mile compare with a state median of 743.
- Location: 38.4177, -91.2308 (Census Gazetteer coordinates).
- Nearest larger cities: Gerald (6 mi); Rosebud (10 mi); Union (13 mi); New Haven (13 mi); St. Clair (14 mi). Online lenders reach Leslie no matter how far the nearest branch is.
- Nearest smaller towns: Charmwood (12 mi); Miramiguoa Park (15 mi); Three Creeks (17 mi).
- Smaller neighbours: 13 places smaller than Leslie sit within 50 miles.
- At 100 miles: 432 larger Census places fall inside that radius.
Where Leslie sits
Leslie covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 738 residents per square mile. The state's population centre of gravity, Kansas City, is roughly 185 miles away. Within 50 miles of Leslie there are 116 larger Census places. By land area it ranks 818th of 937 Missouri places.
What Missouri law requires in Leslie
These are Missouri's sourced lending facts as they reach Leslie's 135 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Where Leslie sits in Missouri
Leslie is the 746th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 492nd of 937 Missouri places, putting it near the 47th percentile for growth. Its roughly 738 residents per square mile place it 475th among Missouri's places. Within 50 miles sit 13 smaller Census places, alongside the 116 that are larger.
What to do before borrowing in Leslie
For Leslie's roughly 135 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Missouri regulator's licence records before you sign.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Leslie-specific: the same Missouri licensing and disclosure rules reach all 135 residents.
How personal loans work in Leslie
With roughly 135 residents, Leslie is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Leslie lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Leslie loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Gerald, MO — population 1,342
- Rosebud, MO — population 396
- New Haven, MO — population 2,389
- Charmwood, MO — population 16
- Oak Grove Village, MO — population 400
- Sullivan, MO — population 6,829
- West Sullivan, MO — population 280
- Union, MO — population 13,000