Personal loans in Lenox, GA

The closest larger city is Sparks, GA about 7 miles away. Lenox lost roughly 1.9% of its population across the 2020-to-2023 comparison. Rate ceilings, licensing requirements and product limits for Lenox are all set at the Georgia level. If debt is already a strain, a nonprofit credit counsellor can help Lenox residents before they take on more.

Lenox: population, trend and location

Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.

• Population: an estimated 737 residents, 344th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.9% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
• Size percentile: with 737 residents, Lenox is larger than about 36% of Georgia's Census places.
• Density: roughly 462 residents per square mile, spread over 1.6 sq mi of land.
• By land area: Lenox ranks 399th among Georgia's 536 places, at 1.6 sq mi.
• Water area: Lenox has 0.03 square miles of water, ranking 222nd of 536 places in Georgia.
• Share of Georgia: Lenox holds about 0.0% of the state's population, some 737 people.
• Nationally: Lenox is the 11,551st-largest of 19,457 Census places in the dataset.
• Growth rank: Lenox ranks 441st among Georgia's 536 places for the 2020-to-2023 change.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against Lenox's 1.9%.
• Density rank: Lenox places 305th among Georgia's places by people per square mile.
• Against the state median: Lenox runs about 462 residents per square mile, where the Georgia median is 536.
• Location: mapped by the US Census Bureau at 31.2610, -83.4669.
• Nearest larger cities: Sparks (7 mi); Omega (9 mi); Adel (10 mi); Norman Park (13 mi); Enigma (13 mi). Living near a larger metro rarely changes what is available in Lenox.
• Smaller communities within reach: Ellenton (9 mi); Cecil (15 mi); Berlin (16 mi).
• Within a 50-mile radius: 23 smaller Census places.
• Within 100 miles: 115 places are larger than Lenox.

Where Lenox sits

Lenox covers about 1.6 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). That land carries about 462 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 182 miles. Lenox has 33 larger places within a 50-mile radius. The 100-mile radius contains 115 larger places.

The anatomy of a Lenox personal loan

With roughly 737 residents, Lenox is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Lenox's rank of 344th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Lenox loan but raises total interest, so the smallest payment is not the cheapest loan.

Lenox in state context

Lenox is the 344th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Lenox ranks 441st of 536 in Georgia (about the 18th percentile). At about 462 people per square mile, Lenox is the 305th most densely settled place in Georgia. The population moved by about 14 people between 2020 and 2023, a 1.9% shift.

How lenders reach Lenox

Lenox is lightly settled, with about 462 people per square mile and 33 larger places within 50 miles. Whether Lenox has a local branch or not, a Georgia-licensed lender can serve its 737 people online on the same terms. The nearest bigger place is Sparks, GA about 7 miles away.

Which Georgia laws govern a loan in Lenox

The rows below set out what a licensed lender must follow in Georgia, and so for Lenox's roughly 737 residents.