Personal loans in Lenexa, KS
About 58,536 people live in Lenexa, placing it 8th of 625 Census places in Kansas. Lenexa is a mid-sized city in Kansas, with an estimated 58,536 residents, and every licensed lender here follows the same state rulebook.
Judge Lenexa offers on total cost, not on how quickly the money arrives. State law, not city hall, decides what a lender may do to Lenexa's roughly 58,536 residents, and a state regulator supervises it. From the 2020 Census base to the 2023 estimate, the population rose by about 1.9%. Borrowers who want a bigger city can look to Shawnee, KS about 4 miles away.
Lenexa: population, trend and location
What follows is Lenexa's place in the Census record, alongside the Kansas rules that govern a personal loan made here.
- Population: about 58,536 people live here, which puts Lenexa 8th of 625 Census places in Kansas (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.9%.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,119 residents.
- Size percentile: about 99% of Kansas's Census places are smaller than Lenexa.
- Land and density: 34.1 square miles of land carry roughly 1,718 residents per square mile.
- Land area rank: Lenexa's 34.1 square miles rank 8th of 625 places in Kansas.
- Water area: Lenexa has 0.32 square miles of water, ranking 16th of 625 places in Kansas.
- State share: roughly 2.4% of Kansas's residents live in Lenexa (58,536 people).
- National standing: Lenexa ranks 667th of 19,457 US places.
- Growth rank: Lenexa ranks 41st among Kansas's 625 places for the 2020-to-2023 change.
- State comparison: Kansas's places average -1.0% for 2020-to-2023, against Lenexa's 1.9%.
- Density rank: Lenexa is the 58th most densely settled place in Kansas.
- Density in context: Lenexa's 1,718 people per square mile sit against a Kansas median of 764.
- Location: it lies at 38.9653, -94.8039 in the Census Gazetteer.
- Nearest larger cities: Shawnee (4 mi); Olathe (6 mi); Overland Park (8 mi); Kansas City (11 mi); Kansas City (18 mi). Larger metros often have more branches, but online lenders reach Lenexa on the same terms.
- Smaller places nearby: Lake Quivira (6 mi); Merriam (7 mi); De Soto (7 mi).
- Smaller places within 50 miles: 153 of them.
- At 100 miles: 11 larger Census places fall inside that radius.
Land, water and location for Lenexa
Lenexa's land area is about 34.1 square miles; a further 0.32 square miles is water. Spread across it are roughly 1,718 residents per square mile. The largest place in Kansas, Wichita, lies about 164 miles away. Within 50 miles of Lenexa there are 10 larger Census places. Within the same 50 miles lie 153 smaller Census places.
The state rulebook for Lenexa
Below are the Kansas rules that apply to a loan made in Lenexa, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
The Lenexa borrowing checklist
A sensible order of operations for a loan in Lenexa, home to about 58,536 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Kansas regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
In Lenexa as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 58,536 residents.
Borrowing reach in Lenexa
Lenexa is a moderately settled community of about 58,536 people, with 10 larger places inside a 50-mile radius. Distance to a branch rarely matters for Lenexa's 58,536 residents: the application is online and the price follows your credit file. The nearest larger city, Shawnee, KS about 4 miles away.
Lenexa in state context
Within Kansas, Lenexa holds roughly 2.4% of all residents, the 8th-largest share among 625 places. For population change between 2020 and 2023, Lenexa ranks 41st of 625 in Kansas (about the 93th percentile). By density, at about 1,718 people per square mile, it ranks 58th in Kansas. Between 2020 and 2023 the count changed by roughly 1,119 residents.
Common questions
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Nearby places
- Shawnee, KS — population 69,417
- Lake Quivira, KS — population 1,014
- Olathe, KS — population 147,461
- Edwardsville, KS — population 4,641
- Merriam, KS — population 10,875
- Bonner Springs, KS — population 7,621
- Overland Park, KS — population 197,089
- De Soto, KS — population 6,539