Personal loans in Lena, MS

From the 2020 Census base to the 2023 estimate, the population declined by about 2.5%. For a community of about 154, the practical step is to compare APR across at least three lenders before committing. The next larger city is Walnut Grove, MS about 8 miles away. A lender that serves Lena operates under Mississippi lending statutes and a Mississippi supervisor.

What the Census records for Lena

Here is the sourced Census picture for Lena, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: a Census-estimated 154, 279th among Mississippi's 299 places (Vintage 2023).
• Population trend: Roughly 2.5% fewer residents than the 2020 Census counted.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: about 7% of Mississippi communities are smaller than Lena (154 residents).
• Population density: 93 people per square mile on 1.7 square miles of land.
• Land area rank: Lena's 1.7 square miles rank 188th of 299 places in Mississippi.
• Within Mississippi: about 0.0% of the state's population lives in Lena.
• National rank: Lena sits 17,234th by population among the 19,457 places in this dataset.
• Growth rank: Lena's 2020-to-2023 change ranks 146th of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Lena moved 2.5%.
• Density rank: Lena is the 286th most densely settled place in Mississippi.
• Against the state median: Lena runs about 93 residents per square mile, where the Mississippi median is 434.
• Location: mapped by the US Census Bureau at 32.5940, -89.5948.
• Nearest larger cities: Walnut Grove (8 mi); Carthage (11 mi); Sebastopol (15 mi); Morton (18 mi); Forest (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Sallis (31 mi); Montrose (39 mi); Sylvarena (42 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 160 places are larger than Lena.

Lena's place among Mississippi's 299 places

Among Mississippi's 299 places, Lena sits at 279th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 146th of 299 Mississippi places, putting it near the 51th percentile for growth. Its roughly 93 residents per square mile place it 286th among Mississippi's places. The population moved by about 4 people between 2020 and 2023, a 2.5% shift.

What a Lena borrower is actually offered

Most loans made to Lena's 154 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Lena can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Lena loan is knowable in advance — unlike a revolving card balance.

A practical checklist for Lena borrowers

For Lena's roughly 154 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Lena-specific: the same Mississippi licensing and disclosure rules reach all 154 residents.

How Mississippi law applies in Lena

Mississippi has no separate rate rule for Lena; the sourced rows below are what reach every lender that serves its 154 people.

Getting a loan in Lena

At roughly 93 people per square mile, Lena is sparsely settled; 45 larger places lie within 50 miles. What is available to Lena's 154 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest larger city, Walnut Grove, MS about 8 miles away.