Personal loans in Leitchfield, KY
Leitchfield is a small town in Kentucky, with an estimated 6,463 residents, and every licensed lender here follows the same state rulebook. The Census estimates 6,463 residents in Leitchfield, which ranks it 66th of 416 places in Kentucky.
The nearest larger city is Elizabethtown, KY about 27 miles away. The 2020 count to the 2023 estimate shows about 0.9% growth in Leitchfield. State law, not city hall, decides what a lender may do to Leitchfield's roughly 6,463 residents, and a state regulator supervises it. Judge Leitchfield offers on total cost, not on how quickly the money arrives.
Local context for Leitchfield
Here is the sourced Census picture for Leitchfield, plus the Kentucky lending rules that apply to a loan taken out here.
- Population: 6,463 residents; Leitchfield is the 66th-largest of 416 places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.9% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 58 residents.
- Size percentile: with 6,463 residents, Leitchfield is larger than about 84% of Kentucky's Census places.
- Land and density: 10.8 square miles of land carry roughly 601 residents per square mile.
- Land area: Leitchfield covers 10.8 square miles, the 32nd-largest area among Kentucky's 416 places.
- Water: Leitchfield holds about 0.04 square miles, the 104th-largest water area in Kentucky.
- Share of state population: Leitchfield's 6,463 residents are about 0.3% of Kentucky.
- National standing: Leitchfield ranks 4,186th of 19,457 US places.
- Growth rank: Leitchfield's 2020-to-2023 change ranks 127th of 416 places in Kentucky.
- Versus Kentucky: the state average change is -0.2%, while Leitchfield moved 0.9%.
- Density in Kentucky: Leitchfield ranks 313th by people per square mile.
- Against the state median: Leitchfield runs about 601 residents per square mile, where the Kentucky median is 1,045.
- Location: mapped by the US Census Bureau at 37.4862, -86.2847.
- Nearest larger cities: Elizabethtown (27 mi); Vine Grove (28 mi); Radcliff (30 mi); Bowling Green (36 mi); Glasgow (39 mi). Living near a larger metro rarely changes what is available in Leitchfield.
- Smaller towns nearby: Clarkson (3 mi); Caneyville (13 mi); Brownsville (20 mi).
- Smaller neighbours: 54 places smaller than Leitchfield sit within 50 miles.
- Larger places within 100 miles: 57.
The Kentucky lending rules that reach Leitchfield
Below are the Kentucky rules that apply to a loan made in Leitchfield, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
Leitchfield against the rest of Kentucky
Against Kentucky's other places, Leitchfield accounts for about 0.3% of the state's population and ranks 66th of 416 by size. For population change between 2020 and 2023, Leitchfield ranks 127th of 416 in Kentucky (about the 69th percentile). By density, at about 601 people per square mile, it ranks 313th in Kentucky. Within 50 miles sit 54 smaller Census places, alongside the 8 that are larger.
The geography behind Leitchfield
Leitchfield covers about 10.8 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 601 people per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 107 miles away. Counting outward 50 miles, 8 larger communities surround Leitchfield. The 100-mile radius contains 57 larger places.
The anatomy of a Leitchfield personal loan
With roughly 6,463 residents, Leitchfield is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Leitchfield can be quoted different APRs on the same amount and term. The term you choose in Leitchfield decides the split between a comfortable payment and the total interest you pay.
How lenders reach Leitchfield
Leitchfield is moderately settled, with about 601 people per square mile and 8 larger places within 50 miles. Lenders licensed in Kentucky reach Leitchfield's 6,463 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Elizabethtown, KY about 27 miles away.
Common questions
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Nearby places
- Clarkson, KY — population 953
- Caneyville, KY — population 530
- Brownsville, KY — population 888
- Hardinsburg, KY — population 2,448
- Upton, KY — population 709
- Sonora, KY — population 565
- Irvington, KY — population 1,382
- Bonnieville, KY — population 271