Personal loans in Leetonia, OH
Consumer lending that reaches Leetonia's 1,790 residents is governed by Ohio statute; no city ordinance changes it. With an estimated 1,790 residents, Leetonia is the 415th-largest of 924 places in Ohio.
For a borrower among the roughly 1,790 residents of Leetonia, a personal loan is a tool whose cost turns on the terms, not the address. Leetonia shed about 2.4% of its population between the 2020 base and the 2023 estimate. For a community of about 1,790, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Salem, OH about 5 miles away.
Borrowing in Leetonia: the local picture
Most of what governs a Leetonia loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,790 residents; Leetonia is the 415th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.4% from 2020 to 2023.
- Absolute change: 44 residents lost between 2020 and 2023.
- Size percentile: bigger than about 55% of the places in Ohio, with 1,790 residents in Leetonia.
- Population density: about 791 people per square mile across 2.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Leetonia ranks 339th among Ohio's 924 places, at 2.3 sq mi.
- Share of state population: Leetonia's 1,790 residents are about 0.0% of Ohio.
- National rank: Leetonia is 8,036th of 19,457 places nationwide.
- Growth rank: Leetonia's 2020-to-2023 change ranks 793rd of 924 places in Ohio.
- Versus Ohio: the state average change is +0.9%, while Leetonia moved 2.4%.
- Density in Ohio: Leetonia ranks 699th by people per square mile.
- Density in context: Leetonia's 791 people per square mile sit against a Ohio median of 1,289.
- Location: 40.8788, -80.7629 (US Census Bureau Gazetteer).
- Nearest larger cities: Salem (5 mi); Columbiana (5 mi); Lisbon (7 mi); Canfield (10 mi); East Palestine (12 mi). Lenders licensed in the state serve Leetonia whether or not they keep a local branch.
- Smaller places nearby: Washingtonville (1 mi); New Waterford (8 mi); Rogers (9 mi).
- Smaller neighbours: 133 places smaller than Leetonia sit within 50 miles.
- Larger places within 100 miles: 344.
Leetonia in state context
Leetonia is the 415th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 793rd of 924 Ohio places, putting it near the 14th percentile for growth. By density, at about 791 people per square mile, it ranks 699th in Ohio. Within 50 miles sit 133 smaller Census places, alongside the 115 that are larger.
Steps to take before a Leetonia loan
For Leetonia's roughly 1,790 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Ohio licence with the regulator named above before committing.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Leetonia-specific: the same Ohio licensing and disclosure rules reach all 1,790 residents.
How Ohio law applies in Leetonia
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Leetonia is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
What is available to Leetonia borrowers
At roughly 791 people per square mile, Leetonia is moderately settled; 115 larger places lie within 50 miles. A Ohio licence lets a lender serve Leetonia without a local office, so branch density does not change what its 1,790 residents are offered. For a larger market, the closest option is Salem, OH about 5 miles away.
Leetonia on the map
The Census Gazetteer records about 2.3 square miles of land within Leetonia, with no significant water area listed. The resulting density is about 791 people per square mile. The largest place in Ohio, Columbus, lies about 132 miles away. Counting outward 50 miles, 115 larger communities surround Leetonia. Within the same 50 miles lie 133 smaller Census places.
Common questions
What are my options in Leetonia if my credit is poor?
What loan size can I expect in Leetonia?
Do I have to pledge anything to borrow in Leetonia?
Does comparing loans in Leetonia cost me credit score points?
Nearby places
- Washingtonville, OH — population 701
- Salem, OH — population 11,715
- Columbiana, OH — population 6,757
- Lisbon, OH — population 2,533
- New Waterford, OH — population 1,168
- Canfield, OH — population 7,610
- Rogers, OH — population 187
- Poland, OH — population 2,423