Personal loans in Leesville, LA
Leesville is a small town in Louisiana, with an estimated 5,408 residents, and every licensed lender here follows the same state rulebook.
Rate ceilings, licensing requirements and product limits for Leesville are all set at the Louisiana level. About 5,408 people live in Leesville, placing it 55th of 302 Census places in Louisiana. Price two or three terms so you can see which payment is truly affordable in Leesville. Census figures put the 2020-to-2023 decrease in Leesville at about 4.9%. The nearest larger metro is DeRidder, LA about 20 miles away.
Borrowing in Leesville: the local picture
The figures below are Leesville's own — Census population, land area and coordinates — followed by the Louisiana rules.
- Population: 5,408 residents; Leesville is the 55th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: Roughly 4.9% fewer residents than the 2020 Census counted.
- Absolute change: 277 residents lost between 2020 and 2023.
- Size percentile: bigger than about 82% of the places in Louisiana, with 5,408 residents in Leesville.
- Population density: 607 people per square mile on 8.9 square miles of land.
- Land area rank: Leesville's 8.9 square miles rank 38th of 302 places in Louisiana.
- Water: Leesville holds about 0.13 square miles, the 38th-largest water area in Louisiana.
- Within Louisiana: about 0.3% of the state's population lives in Leesville.
- Nationally: Leesville is the 4,613th-largest of 19,457 Census places in the dataset.
- Growth in Louisiana: Leesville stands 242nd by percentage change from 2020 to 2023, among 302 places.
- Against the state trend: Leesville's 4.9% change compares with a Louisiana average of -2.1% across its 302 places.
- Density in Louisiana: Leesville ranks 136th by people per square mile.
- Density vs Louisiana: Leesville's 607 people per square mile compare with a state median of 534.
- Location: the Census Gazetteer records it at 31.1411, -93.2842.
- Nearest larger cities: DeRidder (20 mi); Natchitoches (42 mi); Oakdale (43 mi); Jasper (45 mi); Alexandria (49 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: New Llano (3 mi); Anacoco (9 mi); Hornbeck (14 mi).
- Smaller places within 50 miles: 32 of them.
- At 100 miles: 31 larger Census places fall inside that radius.
How lenders reach Leesville
Leesville is moderately settled, with about 607 people per square mile and 5 larger places within 50 miles. A Louisiana licence lets a lender serve Leesville without a local office, so branch density does not change what its 5,408 residents are offered. For a larger market, the closest option is DeRidder, LA about 20 miles away.
Leesville: area, density and distance
The Census Gazetteer records 8.9 square miles of land and 0.13 square miles of water within Leesville. With 5,408 residents, the land area yields roughly 607 people per square mile. The state's population centre of gravity, New Orleans, is roughly 213 miles away. Within 50 miles of Leesville there are 5 larger Census places. The 100-mile radius contains 31 larger places.
Before you apply in Leesville
Before you hand your details to a lender in Leesville, where the population is near 5,408:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Louisiana licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
In Leesville as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 5,408 residents.
Where Leesville sits in Louisiana
Among Louisiana's 302 places, Leesville sits at 55th for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Leesville ranks 242nd of 302 in Louisiana (about the 20th percentile). By density, at about 607 people per square mile, it ranks 136th in Louisiana. By land area, its 8.9 square miles rank 38th of 302 places in Louisiana.
The Louisiana lending rules that reach Leesville
Below are the Louisiana rules that apply to a loan made in Leesville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Common questions
What are my options in Leesville if my credit is poor?
What loan size can I expect in Leesville?
Do I have to pledge anything to borrow in Leesville?
Does comparing loans in Leesville cost me credit score points?
Nearby places
- New Llano, LA — population 2,085
- Anacoco, LA — population 810
- Hornbeck, LA — population 414
- Rosepine, LA — population 1,459
- Simpson, LA — population 557
- DeRidder, LA — population 9,594
- Florien, LA — population 545
- Fisher, LA — population 190