Personal loans in Leesburg, AL
Leesburg is one of 462 Census places in Alabama; its 985 residents put it at 257th. Leesburg is a small community of about 985 residents, and a personal loan taken out here is governed by Alabama statute.
Verify the lender's Alabama licence against the regulator named below before borrowing in Leesburg. When Alabama caps or restricts a product, lenders either change the terms or withdraw it from Leesburg as from the rest of the state. The trend for Leesburg between 2020 and 2023 is upward by roughly 2.0%. The closest larger place is Centre, AL about 6 miles away.
Leesburg: population, trend and location
Most of what governs a Leesburg loan is written in Alabama law rather than in the city; the sourced notes below make that split concrete.
- Population: about 985 people live here, which puts Leesburg 257th of 462 Census places in Alabama (Vintage 2023).
- Population trend: Roughly 2.0% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 19 residents.
- Size percentile: roughly 44% of Alabama places rank below Leesburg.
- Population density: 156 people per square mile on 6.3 square miles of land.
- Land area rank: Leesburg's 6.3 square miles rank 215th of 462 places in Alabama.
- Water: Leesburg holds about 0.01 square miles, the 264th-largest water area in Alabama.
- Share of Alabama: Leesburg holds about 0.0% of the state's population, some 985 people.
- Nationally: Leesburg is the 10,267th-largest of 19,457 Census places in the dataset.
- Growth rank: Leesburg ranks 135th among Alabama's 462 places for the 2020-to-2023 change.
- Against the state trend: Leesburg's 2.0% change compares with a Alabama average of +1.0% across its 462 places.
- Density rank: Leesburg places 327th among Alabama's places by people per square mile.
- Density in context: Leesburg's 156 people per square mile sit against a Alabama median of 259.
- Location: 34.1786, -85.7779 (US Census Bureau Gazetteer).
- Nearest larger cities: Centre (6 mi); Collinsville (8 mi); Cedar Bluff (11 mi); Hokes Bluff (14 mi); Crossville (15 mi). Larger metros often have more branches, but online lenders reach Leesburg on the same terms.
- Smaller towns nearby: Sand Rock (4 mi); Gaylesville (14 mi); Reece City (16 mi).
- Within a 50-mile radius: 45 smaller Census places.
- At 100 miles: 254 larger Census places fall inside that radius.
Leesburg against the rest of Alabama
Leesburg is the 257th-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. For population change between 2020 and 2023, Leesburg ranks 135th of 462 in Alabama (about the 71th percentile). At about 156 people per square mile, Leesburg is the 327th most densely settled place in Alabama. Between 2020 and 2023 the count changed by roughly 19 residents.
What a Leesburg borrower is actually offered
Leesburg is a small community of about 985 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Leesburg lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Leesburg loan is knowable in advance — unlike a revolving card balance.
Alabama rules behind a Leesburg personal loan
When Alabama does not publish a figure, the row links to the source instead of inventing a number; Leesburg is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
Leesburg: area, density and distance
Leesburg's land area is about 6.3 square miles; a further 0.01 square miles is water. That land carries about 156 people per square mile. Huntsville, the largest place in Alabama, is about 63 miles from Leesburg. A 50-mile radius around Leesburg takes in 53 places that are larger. Within the same 50 miles lie 45 smaller Census places.
Getting a loan in Leesburg
With about 156 residents per square mile, Leesburg is lightly settled, and 53 larger Census places sit within 50 miles. A Alabama licence lets a lender serve Leesburg without a local office, so branch density does not change what its 985 residents are offered. For a larger market, the closest option is Centre, AL about 6 miles away.
Common questions
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Nearby places
- Sand Rock, AL — population 600
- Centre, AL — population 3,782
- Collinsville, AL — population 2,064
- Cedar Bluff, AL — population 1,899
- Hokes Bluff, AL — population 4,648
- Gaylesville, AL — population 174
- Crossville, AL — population 1,838
- Pine Ridge, AL — population 267