Personal loans in Leeds, ND

Read the disclosure for an origination fee and any prepayment penalty before signing in Leeds. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Leeds's 423 residents. Census figures put the 2020-to-2023 decrease in Leeds at about 4.3%. The nearest larger metro is Cando, ND about 17 miles away.

Local context for Leeds

Read the local figures below as context; read the sourced North Dakota table as the rulebook a lender here must follow.

• Population: about 423 people live here, which puts Leeds 100th of 355 Census places in North Dakota (Vintage 2023).
• Population trend: Roughly 4.3% fewer residents than the 2020 Census counted.
• Net change: roughly 19 fewer people than the 2020 Census counted.
• Size percentile: with 423 residents, Leeds is larger than about 72% of North Dakota's Census places.
• Density: the Census land area of 0.6 sq mi holds about 668 people per square mile.
• By land area: Leeds ranks 163rd among North Dakota's 355 places, at 0.6 sq mi.
• Water area: Leeds has 0.04 square miles of water, ranking 27th of 355 places in North Dakota.
• State share: roughly 0.1% of North Dakota's residents live in Leeds (423 people).
• National rank: Leeds is the 13,860th most populous of the 19,457 Census places covered here.
• Growth rank: Leeds ranks 312th among North Dakota's 355 places for the 2020-to-2023 change.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Leeds's 4.3%.
• Density rank: Leeds is the 104th most densely settled place in North Dakota.
• Density vs North Dakota: Leeds's 668 people per square mile compare with a state median of 352.
• Location: 48.2872, -99.4343 (Census Gazetteer coordinates).
• Nearest larger cities: Cando (17 mi); Rugby (26 mi); Devils Lake (28 mi); Rolette (32 mi); Rolla (39 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: York (7 mi); Brinsmade (9 mi); Knox (12 mi).
• Smaller neighbours: 35 places smaller than Leeds sit within 50 miles.
• At 100 miles: 29 larger Census places fall inside that radius.

The North Dakota lending rules that reach Leeds

Every row below records a North Dakota rule, its publisher and its retrieval date — the same rules a Leeds lender must follow.

Before you apply in Leeds

These steps shape the offer you get in Leeds, a place of about 423 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across North Dakota; what changes is your credit file, not the fact that Leeds holds 423 people.

Leeds's place among North Dakota's 355 places

Among North Dakota's 355 places, Leeds sits at 100th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 312th of 355 North Dakota places, putting it near the 12th percentile for growth. At about 668 people per square mile, Leeds is the 104th most densely settled place in North Dakota. By land area, its 0.6 square miles rank 163rd of 355 places in North Dakota.

How a Leeds personal loan is priced

In Leeds, a small community of about 423, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Leeds. The term you choose in Leeds decides the split between a comfortable payment and the total interest you pay.

Leeds: area, density and distance

Leeds's land area is about 0.6 square miles; a further 0.04 square miles is water. That land carries about 668 people per square mile. The state's population centre of gravity, Fargo, is roughly 156 miles away. Leeds has 10 larger places within a 50-mile radius. Within the same 50 miles lie 35 smaller Census places.