Personal loans in Leedey, OK
A personal loan in Leedey is priced from your credit file and income, not from the fact that the city holds 399 people. About 399 people live in Leedey, placing it 338th of 590 Census places in Oklahoma.
Leedey shed about 4.1% of its population between the 2020 base and the 2023 estimate. Every figure below is Oklahoma's own, applied to Leedey's 399 residents, with the publisher and retrieval date attached. Pull your credit reports and line up at least three offers before you apply from Leedey. The nearest larger metro is Hammon, OK about 16 miles away.
Borrowing in Leedey: the local picture
Two layers matter for a Leedey borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: about 399 people live here, which puts Leedey 338th of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: Down about 4.1% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
- Size percentile: about 43% of Oklahoma's Census places are smaller than Leedey.
- Density: roughly 887 residents per square mile, spread over 0.5 sq mi of land.
- By land area: Leedey ranks 445th among Oklahoma's 590 places, at 0.5 sq mi.
- Share of state population: Leedey's 399 residents are about 0.0% of Oklahoma.
- National rank: Leedey sits 14,113th by population among the 19,457 places in this dataset.
- Growth in Oklahoma: Leedey stands 577th by percentage change from 2020 to 2023, among 590 places.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Leedey's 4.1%.
- Density in Oklahoma: Leedey ranks 140th by people per square mile.
- Against the state median: Leedey runs about 887 residents per square mile, where the Oklahoma median is 546.
- Location: latitude 35.8684, longitude -99.3449 (Census Gazetteer).
- Nearest larger cities: Hammon (16 mi); Vici (20 mi); Cheyenne (26 mi); Arapaho (30 mi); Arnett (30 mi). Living near a larger metro rarely changes what is available in Leedey.
- Nearest smaller places: Camargo (11 mi); Butler (18 mi); Strong City (20 mi).
- Within a 50-mile radius: 17 smaller Census places.
- Larger places within 100 miles: 96.
The geography behind Leedey
The Census Gazetteer records about 0.5 square miles of land within Leedey, with no significant water area listed. The resulting density is about 887 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 106 miles. Counting outward 50 miles, 22 larger communities surround Leedey. By land area it ranks 445th of 590 Oklahoma places.
Before you apply in Leedey
These steps shape the offer you get in Leedey, a place of about 399 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Oklahoma regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
In Leedey as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 399 residents.
The state rulebook for Leedey
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Leedey lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Getting a loan in Leedey
At roughly 887 people per square mile, Leedey is moderately settled; 22 larger places lie within 50 miles. Distance to a branch rarely matters for Leedey's 399 residents: the application is online and the price follows your credit file. The nearest larger city, Hammon, OK about 16 miles away.
Leedey against the rest of Oklahoma
Within Oklahoma, Leedey holds roughly 0.0% of all residents, the 338th-largest share among 590 places. Its 2020-to-2023 change ranks 577th of 590 Oklahoma places, putting it near the 2th percentile for growth. At about 887 people per square mile, Leedey is the 140th most densely settled place in Oklahoma. The population moved by about 17 people between 2020 and 2023, a 4.1% shift.
Common questions
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Nearby places
- Camargo, OK — population 179
- Hammon, OK — population 459
- Butler, OK — population 205
- Vici, OK — population 585
- Strong City, OK — population 30
- Putnam, OK — population 27
- Mutual, OK — population 62
- Sharon, OK — population 128