Personal loans in Leavenworth, KS
With an estimated 37,034 residents, Leavenworth is the 12th-largest of 625 places in Kansas. Leavenworth counts about 37,034 people, and what is genuinely local about borrowing here is limited — Kansas law does the governing.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. Rate-shopping from Leavenworth costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For the 37,034 people in Leavenworth, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Kansas City, KS about 17 miles away.
The Leavenworth data picture
Two layers matter for a Leavenworth borrower: the local population picture and Kansas's consumer-lending statutes.
- Population: 37,034 residents; Leavenworth is the 12th-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.8%.
- Change in people: the 2020-to-2023 comparison is a loss of about 317 residents.
- Size percentile: roughly 98% of Kansas's places have fewer residents than Leavenworth's 37,034.
- Land and density: 24.4 square miles of land carry roughly 1,521 residents per square mile.
- Land area: Leavenworth covers 24.4 square miles, the 11th-largest area among Kansas's 625 places.
- Water area rank: Leavenworth ranks 55th among Kansas's 625 places, with 0.06 sq mi.
- Share of state population: Leavenworth's 37,034 residents are about 1.5% of Kansas.
- National rank: Leavenworth is the 1,089th most populous of the 19,457 Census places covered here.
- Growth rank: Leavenworth's 2020-to-2023 change ranks 266th of 625 places in Kansas.
- State comparison: Kansas's places average -1.0% for 2020-to-2023, against Leavenworth's 0.8%.
- Density rank: Leavenworth places 81st among Kansas's places by people per square mile.
- Density in context: Leavenworth's 1,521 people per square mile sit against a Kansas median of 764.
- Location: the Census Gazetteer records it at 39.3227, -94.9250.
- Nearest larger cities: Kansas City (17 mi); Shawnee (22 mi); Kansas City (24 mi); Lenexa (26 mi); St. Joseph (31 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Farley (6 mi); Lansing (6 mi); Weston (6 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 151 smaller Census places.
- Larger places within 100 miles: 13.
How lenders reach Leavenworth
At roughly 1,521 people per square mile, Leavenworth is moderately settled; 12 larger places lie within 50 miles. A Kansas licence lets a lender serve Leavenworth without a local office, so branch density does not change what its 37,034 residents are offered. The nearest larger city, Kansas City, KS about 17 miles away.
Leavenworth on the map
The Census Gazetteer records 24.4 square miles of land and 0.06 square miles of water within Leavenworth. That land carries about 1,521 people per square mile. Wichita, the largest place in Kansas, is about 173 miles from Leavenworth. Within 50 miles of Leavenworth there are 12 larger Census places. Within the same 50 miles lie 151 smaller Census places.
The anatomy of a Leavenworth personal loan
In Leavenworth, a smaller city of about 37,034, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Leavenworth. The term you choose in Leavenworth decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Leavenworth
These are Kansas's sourced lending facts as they reach Leavenworth's 37,034 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Leavenworth in state context
Among Kansas's 625 places, Leavenworth sits at 12th for population, a share of roughly 1.5% of the state. On the 2020-to-2023 trend, Leavenworth stands 266th among Kansas's 625 places — roughly the 57th percentile. Its roughly 1,521 residents per square mile place it 81st among Kansas's places. Within 50 miles sit 151 smaller Census places, alongside the 12 that are larger.
Common questions
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Nearby places
- Lansing, KS — population 11,221
- Weston, MO — population 1,811
- Farley, MO — population 266
- Tracy, MO — population 315
- Iatan, MO — population 42
- Platte City, MO — population 4,828
- Basehor, KS — population 7,719
- Easton, KS — population 211