Personal loans in Leavenworth, WA
A lender serving Leavenworth holds a Washington licence and answers to a Washington regulator; no city office is involved for its 2,412 residents. With 2,412 residents, Leavenworth outranks about 44% of the communities in Washington.
Census figures put the 2020-to-2023 increase in Leavenworth at about 6.6%. For a community of about 2,412, the practical step is to compare APR across at least three lenders before committing. Borrowers who want a bigger city can look to Cashmere, WA about 11 miles away. Every figure below is Washington's own, applied to Leavenworth's 2,412 residents, with the publisher and retrieval date attached.
The Leavenworth data picture
Here is the sourced Census picture for Leavenworth, plus the Washington lending rules that apply to a loan taken out here.
- Population: about 2,412 people live here, which puts Leavenworth 156th of 281 Census places in Washington (Vintage 2023).
- Population trend: A rise of about 6.6% from 2020 to 2023.
- Absolute change: 150 residents added between 2020 and 2023.
- Size percentile: with 2,412 residents, Leavenworth is larger than about 44% of Washington's Census places.
- Land and density: 1.5 square miles of land carry roughly 1,660 residents per square mile.
- By land area: Leavenworth ranks 171st among Washington's 281 places, at 1.5 sq mi.
- Water area: Leavenworth has 0.02 square miles of water, ranking 155th of 281 places in Washington.
- State population share: Leavenworth accounts for about 0.0% of everyone in Washington.
- National standing: Leavenworth ranks 6,973rd of 19,457 US places.
- Growth rank: Leavenworth's 2020-to-2023 change ranks 43rd of 281 places in Washington.
- Against the state trend: Leavenworth's 6.6% change compares with a Washington average of +2.8% across its 281 places.
- Density rank: Leavenworth is the 127th most densely settled place in Washington.
- Against the state median: Leavenworth runs about 1,660 residents per square mile, where the Washington median is 1,518.
- Location: coordinates 47.5947, -120.6639 (US Census Bureau Gazetteer).
- Nearest larger cities: Cashmere (11 mi); Wenatchee (19 mi); East Wenatchee (22 mi); Chelan (35 mi); Ellensburg (41 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Entiat (21 mi); Waterville (28 mi); Rock Island (29 mi).
- Smaller places within 50 miles: 10 of them.
- Larger places within 100 miles: 94.
Inside a Leavenworth personal loan
Most loans made to Leavenworth's 2,412 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Leavenworth loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Leavenworth loan but raises total interest, so the smallest payment is not the cheapest loan.
What Washington law requires in Leavenworth
This table holds the Washington rate and licensing rules for consumer loans made to Leavenworth's 2,412 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Where Leavenworth sits
The Census Gazetteer records 1.5 square miles of land and 0.02 square miles of water within Leavenworth. The resulting density is about 1,660 people per square mile. The state's population centre of gravity, Seattle, is roughly 79 miles away. Leavenworth has 6 larger places within a 50-mile radius. The 100-mile radius contains 94 larger places.
Getting a loan in Leavenworth
Leavenworth is moderately settled, with about 1,660 people per square mile and 6 larger places within 50 miles. What is available to Leavenworth's 2,412 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest larger city, Cashmere, WA about 11 miles away.
Leavenworth's place among Washington's 281 places
Against Washington's other places, Leavenworth accounts for about 0.0% of the state's population and ranks 156th of 281 by size. Its 2020-to-2023 change ranks 43rd of 281 Washington places, putting it near the 85th percentile for growth. At about 1,660 people per square mile, Leavenworth is the 127th most densely settled place in Washington. In land area, Leavenworth ranks 171st among Washington's 281 places.
Common questions
What are my options in Leavenworth if my credit is poor?
What loan size can I expect in Leavenworth?
Do I have to pledge anything to borrow in Leavenworth?
Does comparing loans in Leavenworth cost me credit score points?
Nearby places
- Cashmere, WA — population 3,259
- Wenatchee, WA — population 35,526
- East Wenatchee, WA — population 14,102
- Entiat, WA — population 1,400
- Cle Elum, WA — population 2,211
- South Cle Elum, WA — population 556
- Rock Island, WA — population 1,613
- Roslyn, WA — population 954