Personal loans in Leavenworth, WA

A lender serving Leavenworth holds a Washington licence and answers to a Washington regulator; no city office is involved for its 2,412 residents. With 2,412 residents, Leavenworth outranks about 44% of the communities in Washington.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census figures put the 2020-to-2023 increase in Leavenworth at about 6.6%. For a community of about 2,412, the practical step is to compare APR across at least three lenders before committing. Borrowers who want a bigger city can look to Cashmere, WA about 11 miles away. Every figure below is Washington's own, applied to Leavenworth's 2,412 residents, with the publisher and retrieval date attached.

The Leavenworth data picture

Here is the sourced Census picture for Leavenworth, plus the Washington lending rules that apply to a loan taken out here.

Inside a Leavenworth personal loan

Most loans made to Leavenworth's 2,412 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Leavenworth loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Leavenworth loan but raises total interest, so the smallest payment is not the cheapest loan.

What Washington law requires in Leavenworth

This table holds the Washington rate and licensing rules for consumer loans made to Leavenworth's 2,412 residents.

RuleDetailSource
State lending regulatorWashington State Department of Financial Institutions (DFI)
Source says: DFI licenses and regulates financial institutions and service providers in Washington.
Washington State Department of Financial Institutions (DFI)
as of 2026-09-16
Payday lending statusLicensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45)
Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents.
Washington State Department of Financial Institutions (DFI)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Loan Company license required (Consumer Loan Act, RCW 31.04.035)
Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter.
Washington State Legislature (RCW)
as of 2026-09-16

Where Leavenworth sits

The Census Gazetteer records 1.5 square miles of land and 0.02 square miles of water within Leavenworth. The resulting density is about 1,660 people per square mile. The state's population centre of gravity, Seattle, is roughly 79 miles away. Leavenworth has 6 larger places within a 50-mile radius. The 100-mile radius contains 94 larger places.

Getting a loan in Leavenworth

Leavenworth is moderately settled, with about 1,660 people per square mile and 6 larger places within 50 miles. What is available to Leavenworth's 2,412 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest larger city, Cashmere, WA about 11 miles away.

Leavenworth's place among Washington's 281 places

Against Washington's other places, Leavenworth accounts for about 0.0% of the state's population and ranks 156th of 281 by size. Its 2020-to-2023 change ranks 43rd of 281 Washington places, putting it near the 85th percentile for growth. At about 1,660 people per square mile, Leavenworth is the 127th most densely settled place in Washington. In land area, Leavenworth ranks 171st among Washington's 281 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Leavenworth if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Leavenworth is the same as anywhere in Washington.
What loan size can I expect in Leavenworth?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Leavenworth?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Leavenworth cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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