Personal loans in Leavenworth, IN
With 288 residents, Leavenworth outranks about 18% of the communities in Indiana. If you are weighing a personal loan in Leavenworth, start from the payment you can carry; its 288 residents face the same statewide rules. Population in Leavenworth dropped about 1.4% over the three years from 2020 to 2023. Read the disclosure for an origination fee and any prepayment penalty before signing in Leavenworth. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Leavenworth as from the rest of the state. The closest larger city is Milltown, IN about 11 miles away.
Leavenworth: the sourced local profile
Most of what governs a Leavenworth loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 288 residents in Leavenworth (Vintage 2023 subcounty estimate), the 465th-largest figure among Indiana's 565 places.
- Population trend: A loss of roughly 1.4% between 2020 and 2023.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: bigger than about 18% of the places in Indiana, with 288 residents in Leavenworth.
- Density: roughly 328 residents per square mile, spread over 0.9 sq mi of land.
- By land area: Leavenworth ranks 307th among Indiana's 565 places, at 0.9 sq mi.
- Water: Leavenworth holds about 0.05 square miles, the 108th-largest water area in Indiana.
- State share: roughly 0.0% of Indiana's residents live in Leavenworth (288 people).
- National rank: Leavenworth sits 15,248th by population among the 19,457 places in this dataset.
- Growth rank: Leavenworth ranks 493rd among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Leavenworth's 1.4% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Leavenworth is the 540th most densely settled place in Indiana.
- Density vs Indiana: Leavenworth's 328 people per square mile compare with a state median of 1,375.
- Location: coordinates 38.2001, -86.3501 (US Census Bureau Gazetteer).
- Nearest larger cities: Milltown (11 mi); English (11 mi); Marengo (12 mi); Corydon (12 mi); Brandenburg (17 mi). Living near a larger metro rarely changes what is available in Leavenworth.
- Smaller communities close by: Alton (7 mi); New Amsterdam (8 mi); Mauckport (15 mi), each with its own Census population profile.
- Smaller neighbours: 31 places smaller than Leavenworth sit within 50 miles.
- Within 100 miles: 338 places are larger than Leavenworth.
Land, water and location for Leavenworth
The Census Gazetteer records 0.9 square miles of land and 0.05 square miles of water within Leavenworth. With 288 residents, the land area yields roughly 328 people per square mile. Fort Wayne, the largest place in Indiana, is about 210 miles from Leavenworth. Counting outward 50 miles, 142 larger communities surround Leavenworth. By land area it ranks 307th of 565 Indiana places.
What is available to Leavenworth borrowers
With about 328 residents per square mile, Leavenworth is lightly settled, and 142 larger Census places sit within 50 miles. A Indiana licence lets a lender serve Leavenworth without a local office, so branch density does not change what its 288 residents are offered. The nearest larger city, Milltown, IN about 11 miles away.
The Indiana lending rules that reach Leavenworth
When Indiana does not publish a figure, the row links to the source instead of inventing a number; Leavenworth is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Steps to take before a Leavenworth loan
Before you hand your details to a lender in Leavenworth, where the population is near 288:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Indiana licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Indiana; what changes is your credit file, not the fact that Leavenworth holds 288 people.
The anatomy of a Leavenworth personal loan
In Leavenworth, a small community of about 288, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Leavenworth's 288 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Leavenworth loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Leavenworth if my credit is poor?
What loan size can I expect in Leavenworth?
Do I have to pledge anything to borrow in Leavenworth?
Does comparing loans in Leavenworth cost me credit score points?
Nearby places
- Alton, IN — population 28
- New Amsterdam, IN — population 12
- Milltown, IN — population 797
- Marengo, IN — population 815
- English, IN — population 678
- Corydon, IN — population 3,168
- Mauckport, IN — population 46
- Brandenburg, KY — population 2,944