Personal loans in Leander, TX
For the 80,067 people in Leander, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Leander is a mid-sized city in Texas, with an estimated 80,067 residents, and every licensed lender here follows the same state rulebook. The Census estimates 80,067 residents in Leander, which ranks it 51st of 1,224 places in Texas. Census figures put the 2020-to-2023 increase in Leander at about 35.2%. For a community of about 80,067, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Georgetown, TX about 12 miles away.
What the Census records for Leander
The figures below are Leander's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: 80,067 people, a figure that places Leander 51st among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Roughly 35.2% more residents than the 2020 Census counted.
- People gained or lost: about 20,842 more since the 2020 base.
- Size percentile: bigger than about 96% of the places in Texas, with 80,067 residents in Leander.
- Population density: about 2,063 people per square mile (Census land area 38.8 sq mi).
- By land area: Leander ranks 59th among Texas's 1,224 places, at 38.8 sq mi.
- Water: Leander holds about 0.20 square miles, the 160th-largest water area in Texas.
- Within Texas: about 0.4% of the state's population lives in Leander.
- National rank: Leander is 445th of 19,457 places nationwide.
- Growth rank: Leander ranks 39th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Leander moved 35.2%.
- Density in Texas: Leander ranks 163rd by people per square mile.
- Density in context: Leander's 2,063 people per square mile sit against a Texas median of 840.
- Location: 30.5743, -97.8617 (Census Gazetteer coordinates).
- Nearest larger cities: Georgetown (12 mi); Round Rock (12 mi); Austin (20 mi); Killeen (36 mi); Temple (46 mi). Larger metros often have more branches, but online lenders reach Leander on the same terms.
- Nearest smaller towns: Cedar Park (5 mi); Liberty Hill (7 mi); Jonestown (8 mi).
- Smaller places within 50 miles: 69 of them.
- Larger places within 100 miles: 10.
Borrowing reach in Leander
Leander is fairly dense, with about 2,063 people per square mile and 5 larger places within 50 miles. Distance to a branch rarely matters for Leander's 80,067 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Georgetown, TX about 12 miles away.
The geography behind Leander
The Census Gazetteer records 38.8 square miles of land and 0.20 square miles of water within Leander. With 80,067 residents, the land area yields roughly 2,063 people per square mile. The state's population centre of gravity, Houston, is roughly 157 miles away. Counting outward 50 miles, 5 larger communities surround Leander. Within the same 50 miles lie 69 smaller Census places.
Leander against the rest of Texas
Among Texas's 1,224 places, Leander sits at 51st for population, a share of roughly 0.4% of the state. Its 2020-to-2023 change ranks 39th of 1,224 Texas places, putting it near the 97th percentile for growth. Its roughly 2,063 residents per square mile place it 163rd among Texas's places. In land area, Leander ranks 59th among Texas's 1,224 places.
Texas consumer-lending rules applied in Leander
Below are the Texas rules that apply to a loan made in Leander, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How a Leander personal loan is priced
Most loans made to Leander's 80,067 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Leander can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Leander loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Cedar Park, TX — population 77,516
- Liberty Hill, TX — population 10,428
- Jonestown, TX — population 2,595
- Volente, TX — population 503
- Lago Vista, TX — population 10,009
- Georgetown, TX — population 96,312
- Round Rock, TX — population 130,406
- Point Venture, TX — population 1,257