Personal loans in Lawrenceville, VA
Lawrenceville is a small community in Virginia, with an estimated 1,001 residents, and every licensed lender here follows the same state rulebook. Lawrenceville lost roughly 1.4% of its population across the 2020-to-2023 comparison.
The Census estimates 1,001 residents in Lawrenceville, which ranks it 139th of 227 places in Virginia. Pull your credit reports and line up at least three offers before you apply from Lawrenceville. Rate ceilings, licensing requirements and product limits for Lawrenceville are all set at the Virginia level. For a bigger market, look to South Hill, VA about 15 miles away.
Lawrenceville: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Virginia rules a lender must follow — and they are below.
- Population: an estimated 1,001 residents, 139th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
- Size percentile: Lawrenceville sits ahead of around 39% of Virginia places, at 1,001 people.
- Population density: about 870 people per square mile (Census land area 1.2 sq mi).
- Land area: Lawrenceville covers 1.2 square miles, the 151st-largest area among Virginia's 227 places.
- Share of Virginia: Lawrenceville holds about 0.0% of the state's population, some 1,001 people.
- National standing: Lawrenceville ranks 10,197th of 19,457 US places.
- Growth rank: Lawrenceville ranks 155th among Virginia's 227 places for the 2020-to-2023 change.
- Against the state trend: Lawrenceville's 1.4% change compares with a Virginia average of -0.0% across its 227 places.
- Density rank: Lawrenceville places 110th among Virginia's places by people per square mile.
- Against the state median: Lawrenceville runs about 870 residents per square mile, where the Virginia median is 823.
- Location: 36.7565, -77.8539 (US Census Bureau Gazetteer).
- Nearest larger cities: South Hill (15 mi); Emporia (18 mi); Kenbridge (21 mi); Blackstone (24 mi); Roanoke Rapids (24 mi). Lenders licensed in the state serve Lawrenceville whether or not they keep a local branch.
- Smaller communities close by: Alberta (7 mi); Brodnax (11 mi); La Crosse (14 mi), each with its own Census population profile.
- Smaller places within 50 miles: 34 of them.
- Larger places within 100 miles: 121.
Lawrenceville against the rest of Virginia
Among Virginia's 227 places, Lawrenceville sits at 139th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Lawrenceville stands 155th among Virginia's 227 places — roughly the 32th percentile. By density, at about 870 people per square mile, it ranks 110th in Virginia. Within 50 miles sit 34 smaller Census places, alongside the 21 that are larger.
How lenders reach Lawrenceville
With about 870 residents per square mile, Lawrenceville is moderately settled, and 21 larger Census places sit within 50 miles. Distance to a branch rarely matters for Lawrenceville's 1,001 residents: the application is online and the price follows your credit file. For a larger market, the closest option is South Hill, VA about 15 miles away.
Land, water and location for Lawrenceville
Lawrenceville covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 870 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 101 miles. Lawrenceville has 21 larger places within a 50-mile radius. The 100-mile radius contains 121 larger places.
What shapes a Lawrenceville personal loan
In Lawrenceville, a small community of about 1,001, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lawrenceville. A longer term lowers the monthly payment on a Lawrenceville loan but raises total interest, so the smallest payment is not the cheapest loan.
The state rulebook for Lawrenceville
This table holds the Virginia rate and licensing rules for consumer loans made to Lawrenceville's 1,001 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Common questions
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Nearby places
- Alberta, VA — population 296
- Brodnax, VA — population 284
- La Crosse, VA — population 611
- McKenney, VA — population 460
- South Hill, VA — population 4,881
- Emporia, VA — population 5,463
- Littleton, NC — population 543
- Gaston, NC — population 974