Personal loans in Lathrup Village, MI

Work out your debt-to-income ratio first; lenders weigh it heavily, and Lathrup Village's 4,013 residents are no exception. Lathrup Village is home to roughly 4,013 people and stands 178th by size out of 533 Census places in Michigan. Rate ceilings, licensing requirements and product limits for Lathrup Village are all set at the Michigan level. Population in Lathrup Village dropped about 1.9% over the three years from 2020 to 2023. The closest larger place is Southfield, MI about 2 miles away.

Lathrup Village: the sourced local profile

Read the local figures below as context; read the sourced Michigan table as the rulebook a lender here must follow.

• Population: 4,013 residents; Lathrup Village is the 178th-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
• People gained or lost: about 79 fewer since the 2020 base.
• Size percentile: about 67% of Michigan communities are smaller than Lathrup Village (4,013 residents).
• Density: the Census land area of 1.5 sq mi holds about 2,665 people per square mile.
• Land area: Lathrup Village covers 1.5 square miles, the 284th-largest area among Michigan's 533 places.
• State share: roughly 0.1% of Michigan's residents live in Lathrup Village (4,013 people).
• National rank: Lathrup Village is the 5,448th most populous of the 19,457 Census places covered here.
• Growth rank: Lathrup Village ranks 443rd among Michigan's 533 places for the 2020-to-2023 change.
• Against the state trend: Lathrup Village's 1.9% change compares with a Michigan average of -0.3% across its 533 places.
• Density rank: Lathrup Village places 73rd among Michigan's places by people per square mile.
• Against the state median: Lathrup Village runs about 2,665 residents per square mile, where the Michigan median is 1,078.
• Location: 42.4921, -83.2273 (Census Gazetteer coordinates).
• Nearest larger cities: Southfield (2 mi); Berkley (2 mi); Beverly Hills (2 mi); Oak Park (3 mi); Huntington Woods (3 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Bingham Farms (3 mi); Franklin (4 mi); Pleasant Ridge (4 mi).
• Smaller neighbours: 46 places smaller than Lathrup Village sit within 50 miles.
• Within 100 miles: 154 places are larger than Lathrup Village.

Lathrup Village: area, density and distance

The Census Gazetteer records about 1.5 square miles of land within Lathrup Village, with no significant water area listed. That land carries about 2,665 people per square mile. For the state's biggest city, Detroit, the distance is roughly 10 miles. Counting outward 50 miles, 92 larger communities surround Lathrup Village. By land area it ranks 284th of 533 Michigan places.

What shapes a Lathrup Village personal loan

Most loans made to Lathrup Village's 4,013 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Lathrup Village's rank of 178th in Michigan: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Lathrup Village loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Michigan law applies in Lathrup Village

For the roughly 4,013 residents of Lathrup Village, the rules below are Michigan's own; each row carries its publisher and retrieval date.

Where Lathrup Village sits in Michigan

Lathrup Village is the 178th-largest of 533 Census places in Michigan and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Lathrup Village stands 443rd among Michigan's 533 places — roughly the 17th percentile. At about 2,665 people per square mile, Lathrup Village is the 73rd most densely settled place in Michigan. In land area, Lathrup Village ranks 284th among Michigan's 533 places.

What is available to Lathrup Village borrowers

Lathrup Village is fairly dense, with about 2,665 people per square mile and 92 larger places within 50 miles. Lenders licensed in Michigan reach Lathrup Village's 4,013 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Southfield, MI about 2 miles away.