Personal loans in Lasker, NC
Lasker is a small community of about 58 residents, and a personal loan taken out here is governed by North Carolina statute.
Which products a lender may offer to Lasker's 58 residents follows from the North Carolina consumer-lending framework. At about 58 residents, Lasker is larger than roughly 1% of the places in North Carolina. Compare APR, not the interest rate, because the APR folds in most fees on a Lasker loan. Lasker lost roughly 4.9% of its population across the 2020-to-2023 comparison. For a bigger market, look to Woodland, NC about 5 miles away.
What the Census records for Lasker
Only a few things actually differ by place — population, area, location, and the North Carolina rules a lender must follow — and they are below.
- Population: the Census counts 58 residents in Lasker (Vintage 2023 subcounty estimate), the 543rd-largest figure among North Carolina's 549 places.
- Population trend: A loss of roughly 4.9% between 2020 and 2023.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 1% of North Carolina's places have fewer residents than Lasker's 58.
- Population density: 52 people per square mile on 1.1 square miles of land.
- Land area rank: Lasker's 1.1 square miles rank 413th of 549 places in North Carolina.
- Within North Carolina: about 0.0% of the state's population lives in Lasker.
- National standing: Lasker ranks 18,853rd of 19,457 US places.
- Growth rank: Lasker ranks 536th among North Carolina's 549 places for the 2020-to-2023 change.
- Against the state trend: Lasker's 4.9% change compares with a North Carolina average of +2.9% across its 549 places.
- Density rank: Lasker is the 544th most densely settled place in North Carolina.
- Density vs North Carolina: Lasker's 52 people per square mile compare with a state median of 758.
- Location: 36.3502, -77.3057 (US Census Bureau Gazetteer).
- Nearest larger cities: Woodland (5 mi); Rich Square (5 mi); Jackson (7 mi); Conway (7 mi); Roxobel (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Leggett (29 mi); Hassell (31 mi); Falkland (46 mi).
- Within a 50-mile radius: 3 smaller Census places.
- Larger places within 100 miles: 225.
What to do before borrowing in Lasker
A sensible order of operations for a loan in Lasker, home to about 58 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the North Carolina licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
What differs between Lasker and the rest of North Carolina is not the process but the borrower's own file, among the 58 people here.
Where Lasker sits in North Carolina
Among North Carolina's 549 places, Lasker sits at 543rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Lasker ranks 536th of 549 in North Carolina (about the 2th percentile). By density, at about 52 people per square mile, it ranks 544th in North Carolina. Within 50 miles sit 3 smaller Census places, alongside the 79 that are larger.
The state rulebook for Lasker
North Carolina has no separate rate rule for Lasker; the sourced rows below are what reach every lender that serves its 58 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Act license from the Commissioner of Banks required for loans of $25,000 or less charging more than Chapter 24 rates Source says: "Direct lenders seeking to charge rates higher than allowed under Chapter 24 on consumer term loans of twenty-five thousand dollars ($25,000) or less" | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
Lasker: area, density and distance
Lasker covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 52 people per square mile. Charlotte, the largest place in North Carolina, is about 213 miles from Lasker. Counting outward 50 miles, 79 larger communities surround Lasker. By land area it ranks 413th of 549 North Carolina places.
How a Lasker personal loan is priced
With roughly 58 residents, Lasker is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Lasker's 58 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Lasker decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Lasker if my credit is poor?
What loan size can I expect in Lasker?
Do I have to pledge anything to borrow in Lasker?
Does comparing loans in Lasker cost me credit score points?
Nearby places
- Rich Square, NC — population 855
- Woodland, NC — population 530
- Conway, NC — population 720
- Jackson, NC — population 413
- Roxobel, NC — population 174
- Kelford, NC — population 202
- Seaboard, NC — population 516
- Severn, NC — population 182