Personal loans in LaSalle, IL
For a borrower among the roughly 9,432 residents of LaSalle, a personal loan is a tool whose cost turns on the terms, not the address. About 9,432 people live in LaSalle, placing it 228th of 1,294 Census places in Illinois.
Read the disclosure for an origination fee and any prepayment penalty before signing in LaSalle. Population in LaSalle dropped about 1.7% over the three years from 2020 to 2023. A lender that serves LaSalle operates under Illinois lending statutes and a Illinois supervisor. The closest larger place is Peru, IL about 3 miles away.
The LaSalle data picture
LaSalle is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 9,432 people live here, which puts LaSalle 228th of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.7%.
- Net change: roughly 159 fewer people than the 2020 Census counted.
- Size percentile: about 82% of Illinois communities are smaller than LaSalle (9,432 residents).
- Density: roughly 699 residents per square mile, spread over 13.5 sq mi of land.
- Land area rank: LaSalle's 13.5 square miles rank 70th of 1,294 places in Illinois.
- Water area rank: LaSalle ranks 200th among Illinois's 1,294 places, with 0.12 sq mi.
- Share of Illinois: LaSalle holds about 0.1% of the state's population, some 9,432 people.
- National rank: LaSalle sits 3,280th by population among the 19,457 places in this dataset.
- Growth in Illinois: LaSalle stands 447th by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while LaSalle moved 1.7%.
- Density rank: LaSalle is the 857th most densely settled place in Illinois.
- Against the state median: LaSalle runs about 699 residents per square mile, where the Illinois median is 993.
- Location: mapped by the US Census Bureau at 41.3352, -89.0972.
- Nearest larger cities: Peru (3 mi); Ottawa (14 mi); Streator (20 mi); Morris (35 mi); Plano (38 mi). Online lenders reach LaSalle no matter how far the nearest branch is.
- Nearest smaller places: Oglesby (3 mi); Dalzell (4 mi); North Utica (4 mi).
- Smaller neighbours: 142 places smaller than LaSalle sit within 50 miles.
- Larger places within 100 miles: 215.
How LaSalle compares across Illinois
Within Illinois, LaSalle holds roughly 0.1% of all residents, the 228th-largest share among 1,294 places. Its 2020-to-2023 change ranks 447th of 1,294 Illinois places, putting it near the 65th percentile for growth. By density, at about 699 people per square mile, it ranks 857th in Illinois. The population moved by about 159 people between 2020 and 2023, a 1.7% shift.
Where LaSalle sits
LaSalle's land area is about 13.5 square miles; a further 0.12 square miles is water. With 9,432 residents, the land area yields roughly 699 people per square mile. Chicago, the largest place in Illinois, is about 81 miles from LaSalle. Within 50 miles of LaSalle there are 19 larger Census places. The 100-mile radius contains 215 larger places.
Lender access in LaSalle
At roughly 699 people per square mile, LaSalle is moderately settled; 19 larger places lie within 50 miles. A Illinois licence lets a lender serve LaSalle without a local office, so branch density does not change what its 9,432 residents are offered. The nearest larger city, Peru, IL about 3 miles away.
How Illinois law applies in LaSalle
These are Illinois's sourced lending facts as they reach LaSalle's 9,432 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
How a LaSalle personal loan is priced
A LaSalle personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 9,432 residents. The APR tracks your credit score rather than LaSalle's rank of 228th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a LaSalle loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Peru, IL — population 9,780
- Oglesby, IL — population 3,639
- Cedar Point, IL — population 262
- Dalzell, IL — population 648
- North Utica, IL — population 1,332
- Spring Valley, IL — population 5,442
- Standard, IL — population 218
- Tonica, IL — population 735