Personal loans in Larimore, ND

Judge Larimore offers on total cost, not on how quickly the money arrives. Rate ceilings, licensing requirements and product limits for Larimore are all set at the North Dakota level. The trend for Larimore between 2020 and 2023 is downward by roughly 2.7%. The nearest larger city is Grand Forks, ND about 25 miles away.

Local context for Larimore

The figures below are Larimore's own — Census population, land area and coordinates — followed by the North Dakota rules.

• Population: about 1,224 people live here, which puts Larimore 40th of 355 Census places in North Dakota (Vintage 2023).
• Population trend: A loss of roughly 2.7% between 2020 and 2023.
• People gained or lost: about 34 fewer since the 2020 base.
• Size percentile: bigger than about 89% of the places in North Dakota, with 1,224 residents in Larimore.
• Density: the Census land area of 0.6 sq mi holds about 2,037 people per square mile.
• Land area rank: Larimore's 0.6 square miles rank 171st of 355 places in North Dakota.
• Share of state population: Larimore's 1,224 residents are about 0.2% of North Dakota.
• National rank: Larimore is the 9,461st most populous of the 19,457 Census places covered here.
• Growth rank: Larimore ranks 237th among North Dakota's 355 places for the 2020-to-2023 change.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Larimore's 2.7%.
• Density in North Dakota: Larimore ranks 7th by people per square mile.
• Density vs North Dakota: Larimore's 2,037 people per square mile compare with a state median of 352.
• Location: 47.9091, -97.6270 (US Census Bureau Gazetteer).
• Nearest larger cities: Grand Forks (25 mi); East Grand Forks (28 mi); Mayville (32 mi); Park River (34 mi); Grafton (36 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Emerado (12 mi); Northwood (13 mi); Niagara (13 mi), each with its own Census population profile.
• Smaller neighbours: 52 places smaller than Larimore sit within 50 miles.
• Within 100 miles: 27 places are larger than Larimore.

A practical checklist for Larimore borrowers

Complete these steps first when you borrow in Larimore (1,224 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across North Dakota; what changes is your credit file, not the fact that Larimore holds 1,224 people.

Which North Dakota laws govern a loan in Larimore

This table holds the North Dakota rate and licensing rules for consumer loans made to Larimore's 1,224 residents.

Larimore's place among North Dakota's 355 places

Against North Dakota's other places, Larimore accounts for about 0.2% of the state's population and ranks 40th of 355 by size. For population change between 2020 and 2023, Larimore ranks 237th of 355 in North Dakota (about the 33th percentile). At about 2,037 people per square mile, Larimore is the 7th most densely settled place in North Dakota. Within 50 miles sit 52 smaller Census places, alongside the 8 that are larger.

The anatomy of a Larimore personal loan

Larimore is a small community of about 1,224 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Larimore loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Larimore loan is knowable in advance — unlike a revolving card balance.

Larimore on the map

Inside Larimore's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 2,037 residents per square mile. The largest place in North Dakota, Fargo, lies about 81 miles away. Within 50 miles of Larimore there are 8 larger Census places. The 100-mile radius contains 27 larger places.