Personal loans in Lapeer, MI

With an estimated 9,128 residents, Lapeer is the 98th-largest of 533 places in Michigan. When Michigan caps or restricts a product, lenders either change the terms or withdraw it from Lapeer as from the rest of the state. Lapeer gained roughly 0.9% in population across the 2020-to-2023 comparison. The closest larger place is Burton, MI about 15 miles away.

Where Lapeer stands

Lapeer is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: about 9,128, ranked 98th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 0.9%.
• Net change: roughly 80 more people than the 2020 Census counted.
• Size percentile: roughly 82% of Michigan places rank below Lapeer.
• Population density: 1,243 people per square mile on 7.3 square miles of land.
• Land area: Lapeer covers 7.3 square miles, the 57th-largest area among Michigan's 533 places.
• Water area rank: Lapeer ranks 122nd among Michigan's 533 places, with 0.17 sq mi.
• Share of state population: Lapeer's 9,128 residents are about 0.2% of Michigan.
• National rank: Lapeer sits 3,350th by population among the 19,457 places in this dataset.
• Growth in Michigan: Lapeer stands 120th by percentage change from 2020 to 2023, among 533 places.
• Versus Michigan: the state average change is -0.3%, while Lapeer moved 0.9%.
• Density rank: Lapeer places 236th among Michigan's places by people per square mile.
• Against the state median: Lapeer runs about 1,243 residents per square mile, where the Michigan median is 1,078.
• Location: latitude 43.0451, longitude -83.3267 (Census Gazetteer).
• Nearest larger cities: Burton (15 mi); Flint (19 mi); Auburn Hills (26 mi); Fenton (26 mi); Rochester (27 mi). Online lenders reach Lapeer no matter how far the nearest branch is.
• Nearest smaller towns: Metamora (7 mi); Columbiaville (8 mi); Davison (10 mi).
• Smaller places within 50 miles: 97 of them.
• Within 100 miles: 77 places are larger than Lapeer.

Michigan rules behind a Lapeer personal loan

This table holds the Michigan rate and licensing rules for consumer loans made to Lapeer's 9,128 residents.

Getting a loan in Lapeer

With about 1,243 residents per square mile, Lapeer is moderately settled, and 46 larger Census places sit within 50 miles. Whether Lapeer has a local branch or not, a Michigan-licensed lender can serve its 9,128 people online on the same terms. The nearest larger city, Burton, MI about 15 miles away.

Inside a Lapeer personal loan

Lapeer is a small town of about 9,128 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Lapeer's 9,128 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Lapeer decides the split between a comfortable payment and the total interest you pay.

How Lapeer compares across Michigan

Within Michigan, Lapeer holds roughly 0.2% of all residents, the 98th-largest share among 533 places. On the 2020-to-2023 trend, Lapeer stands 120th among Michigan's 533 places — roughly the 77th percentile. At about 1,243 people per square mile, Lapeer is the 236th most densely settled place in Michigan. The population moved by about 80 people between 2020 and 2023, a 0.9% shift.

Land, water and location for Lapeer

Inside Lapeer's boundaries lie roughly 7.3 square miles of land and 0.17 square miles of water. That land carries about 1,243 people per square mile. The largest place in Michigan, Detroit, lies about 47 miles away. Counting outward 50 miles, 46 larger communities surround Lapeer. The 100-mile radius contains 77 larger places.