Personal loans in Landisburg, PA

The roughly 223 people who live in Landisburg borrow under Pennsylvania rules; city hall sets no personal-loan rate. With 223 residents, Landisburg outranks about 10% of the communities in Pennsylvania. The closest larger city is Bloomfield, PA about 8 miles away. Population in Landisburg climbed about 1.4% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Landisburg are all set at the Pennsylvania level. Compare APR, not the interest rate, because the APR folds in most fees on a Landisburg loan.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Landisburg: population, trend and location

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

Landisburg's place among Pennsylvania's 1,013 places

Set beside Pennsylvania's 1,013 places, Landisburg ranks 913th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Landisburg stands 86th among Pennsylvania's 1,013 places — roughly the 92th percentile. Its roughly 3,141 residents per square mile place it 299th among Pennsylvania's places. By land area, its 0.1 square miles rank 1,001st of 1,013 places in Pennsylvania.

The Pennsylvania lending rules that reach Landisburg

These are Pennsylvania's sourced lending facts as they reach Landisburg's 223 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

Landisburg on the map

Inside Landisburg's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 223 residents, the land area yields roughly 3,141 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 117 miles from Landisburg. Landisburg has 140 larger places within a 50-mile radius. By land area it ranks 1,001st of 1,013 Pennsylvania places.

How lenders reach Landisburg

Landisburg is a fairly dense community of about 223 people, with 140 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Landisburg without a local office, so branch density does not change what its 223 residents are offered. The nearest bigger place is Bloomfield, PA about 8 miles away.

What shapes a Landisburg personal loan

A Landisburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 223 residents. A lender serving Landisburg's 223 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Landisburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Landisburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Landisburg is the same as anywhere in Pennsylvania.
What loan size can I expect in Landisburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Landisburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Landisburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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