Personal loans in Landisburg, PA
The roughly 223 people who live in Landisburg borrow under Pennsylvania rules; city hall sets no personal-loan rate. With 223 residents, Landisburg outranks about 10% of the communities in Pennsylvania. The closest larger city is Bloomfield, PA about 8 miles away. Population in Landisburg climbed about 1.4% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Landisburg are all set at the Pennsylvania level. Compare APR, not the interest rate, because the APR folds in most fees on a Landisburg loan.
Landisburg: population, trend and location
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: the Census counts 223 residents in Landisburg (Vintage 2023 subcounty estimate), the 913th-largest figure among Pennsylvania's 1,013 places.
- Population trend: Roughly 1.4% more residents than the 2020 Census counted.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: about 10% of Pennsylvania communities are smaller than Landisburg (223 residents).
- Density: roughly 3,141 residents per square mile, spread over 0.1 sq mi of land.
- By land area: Landisburg ranks 1,001st among Pennsylvania's 1,013 places, at 0.1 sq mi.
- State population share: Landisburg accounts for about 0.0% of everyone in Pennsylvania.
- Nationally: Landisburg is the 16,126th-largest of 19,457 Census places in the dataset.
- Growth rank: Landisburg ranks 86th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Landisburg's 1.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Landisburg is the 299th most densely settled place in Pennsylvania.
- Density in context: Landisburg's 3,141 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.3430 / -77.3056, per the US Census Bureau Gazetteer.
- Nearest larger cities: Bloomfield (8 mi); Blain (11 mi); Carlisle (11 mi); Newville (13 mi); Newport (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: New Buffalo (19 mi); Orrstown (25 mi); Newton Hamilton (28 mi), each with its own Census population profile.
- Within a 50-mile radius: 11 smaller Census places.
- Larger places within 100 miles: 523.
Landisburg's place among Pennsylvania's 1,013 places
Set beside Pennsylvania's 1,013 places, Landisburg ranks 913th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Landisburg stands 86th among Pennsylvania's 1,013 places — roughly the 92th percentile. Its roughly 3,141 residents per square mile place it 299th among Pennsylvania's places. By land area, its 0.1 square miles rank 1,001st of 1,013 places in Pennsylvania.
The Pennsylvania lending rules that reach Landisburg
These are Pennsylvania's sourced lending facts as they reach Landisburg's 223 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Landisburg on the map
Inside Landisburg's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 223 residents, the land area yields roughly 3,141 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 117 miles from Landisburg. Landisburg has 140 larger places within a 50-mile radius. By land area it ranks 1,001st of 1,013 Pennsylvania places.
How lenders reach Landisburg
Landisburg is a fairly dense community of about 223 people, with 140 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Landisburg without a local office, so branch density does not change what its 223 residents are offered. The nearest bigger place is Bloomfield, PA about 8 miles away.
What shapes a Landisburg personal loan
A Landisburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 223 residents. A lender serving Landisburg's 223 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Landisburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Bloomfield, PA — population 1,221
- Carlisle, PA — population 22,341
- Newville, PA — population 1,385
- Blain, PA — population 228
- Port Royal, PA — population 793
- Newport, PA — population 1,494
- Thompsontown, PA — population 623
- Mifflintown, PA — population 818