Personal loans in Landingville, PA
Personal loans in Landingville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 136 population.
The Census counts 136 people in Landingville, the 970th-largest figure among Pennsylvania's 1,013 places. For practical purposes, Landingville's population was stable from the 2020 base to the 2023 estimate. A lender that serves Landingville operates under Pennsylvania lending statutes and a Pennsylvania supervisor. For a community of about 136, the practical step is to compare APR across at least three lenders before committing. The next larger city is Auburn, PA about 2 miles away.
What the Census records for Landingville
Set out below is Landingville's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 136, 970th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: roughly 4% of Pennsylvania places rank below Landingville.
- Population density: about 159 people per square mile (Census land area 0.9 sq mi).
- Land area rank: Landingville's 0.9 square miles rank 511th of 1,013 places in Pennsylvania.
- State population share: Landingville accounts for about 0.0% of everyone in Pennsylvania.
- National rank: Landingville is the 17,499th most populous of the 19,457 Census places covered here.
- Growth rank: Landingville ranks 238th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Landingville moved 0.0%.
- Density rank: Landingville is the 962nd most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Landingville's 159 people per square mile compare with a state median of 1,990.
- Location: it lies at 40.6232, -76.1227 in the Census Gazetteer.
- Nearest larger cities: Auburn (2 mi); Orwigsburg (2 mi); Schuylkill Haven (3 mi); Deer Lake (3 mi); Cressona (4 mi). Lenders licensed in the state serve Landingville whether or not they keep a local branch.
- Smaller towns nearby: Mount Carbon (5 mi); Centralia (17 mi); Jeddo (28 mi).
- Smaller places within 50 miles: 5 of them.
- At 100 miles: 692 larger Census places fall inside that radius.
Landingville in state context
Within Pennsylvania, Landingville holds roughly 0.0% of all residents, the 970th-largest share among 1,013 places. On the 2020-to-2023 trend, Landingville stands 238th among Pennsylvania's 1,013 places — roughly the 77th percentile. At about 159 people per square mile, Landingville is the 962nd most densely settled place in Pennsylvania. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
What Pennsylvania law requires in Landingville
Pennsylvania has no separate rate rule for Landingville; the sourced rows below are what reach every lender that serves its 136 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The geography behind Landingville
Landingville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 159 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 67 miles away. A 50-mile radius around Landingville takes in 237 places that are larger. Within the same 50 miles lie 5 smaller Census places.
Steps to take before a Landingville loan
Before you hand your details to a lender in Landingville, where the population is near 136:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Pennsylvania regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Landingville holds 136 people.
What shapes a Landingville personal loan
A Landingville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 136 residents. Because pricing is borrower-level, two people in Landingville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Landingville loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Landingville if my credit is poor?
What loan size can I expect in Landingville?
Do I have to pledge anything to borrow in Landingville?
Does comparing loans in Landingville cost me credit score points?
Nearby places
- Orwigsburg, PA — population 3,002
- Auburn, PA — population 675
- Schuylkill Haven, PA — population 5,256
- Deer Lake, PA — population 678
- Cressona, PA — population 1,610
- Palo Alto, PA — population 971
- Mount Carbon, PA — population 90
- Port Carbon, PA — population 1,808