Personal loans in Lakewood, WA

Lakewood is one of 281 Census places in Washington; its 62,303 residents put it at 21st. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Lakewood loan. Rate ceilings, licensing requirements and product limits for Lakewood are all set at the Washington level. Borrowers who want a bigger city can look to Tacoma, WA about 7 miles away.

What the Census records for Lakewood

Set out below is Lakewood's local context next to the state-level rules that reach every lender here.

• Population: 62,303 residents; Lakewood is the 21st-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 2.0% since the 2020 count.
• People gained or lost: about 1,303 fewer since the 2020 base.
• Size percentile: roughly 93% of Washington's places have fewer residents than Lakewood's 62,303.
• Population density: about 3,652 people per square mile (Census land area 17.1 sq mi).
• Land area rank: Lakewood's 17.1 square miles rank 27th of 281 places in Washington.
• Water area rank: Lakewood ranks 26th among Washington's 281 places, with 1.83 sq mi.
• State population share: Lakewood accounts for about 1.2% of everyone in Washington.
• Nationally: Lakewood is the 614th-largest of 19,457 Census places in the dataset.
• Growth rank: Lakewood ranks 237th among Washington's 281 places for the 2020-to-2023 change.
• Against the state trend: Lakewood's 2.0% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Lakewood is the 31st most densely settled place in Washington.
• Against the state median: Lakewood runs about 3,652 residents per square mile, where the Washington median is 1,518.
• Location: coordinates 47.1641, -122.5281 (US Census Bureau Gazetteer).
• Nearest larger cities: Tacoma (7 mi); Federal Way (14 mi); Auburn (18 mi); Kent (21 mi); Renton (27 mi). Living near a larger metro rarely changes what is available in Lakewood.
• Nearest smaller places: Steilacoom (3 mi); University Place (4 mi); Fircrest (5 mi).
• Within a 50-mile radius: 72 smaller Census places.
• Larger places within 100 miles: 12.

Lakewood on the map

Inside Lakewood's boundaries lie roughly 17.1 square miles of land and 1.83 square miles of water. With 62,303 residents, the land area yields roughly 3,652 people per square mile. The largest place in Washington, Seattle, lies about 33 miles away. Lakewood has 10 larger places within a 50-mile radius. Within the same 50 miles lie 72 smaller Census places.

How lenders reach Lakewood

Lakewood is fairly dense, with about 3,652 people per square mile and 10 larger places within 50 miles. Whether Lakewood has a local branch or not, a Washington-licensed lender can serve its 62,303 people online on the same terms. For a larger market, the closest option is Tacoma, WA about 7 miles away.

Inside a Lakewood personal loan

Lakewood is a mid-sized city of about 62,303 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Lakewood's 62,303 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Lakewood loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Lakewood

This table holds the Washington rate and licensing rules for consumer loans made to Lakewood's 62,303 residents.

Lakewood in state context

Set beside Washington's 281 places, Lakewood ranks 21st by population and holds about 1.2% of the state total. For population change between 2020 and 2023, Lakewood ranks 237th of 281 in Washington (about the 16th percentile). At about 3,652 people per square mile, Lakewood is the 31st most densely settled place in Washington. Between 2020 and 2023 the count changed by roughly 1,303 residents.