Personal loans in Lakeport, TX
Lakeport is a small community in Texas, with an estimated 989 residents, and every licensed lender here follows the same state rulebook. Pull your credit reports and line up at least three offers before you apply from Lakeport.
An estimated 989 people make their home in Lakeport, a figure that ranks 801st in Texas. Lenders active in Lakeport report to a Texas supervisor, identified in the sourced rows below. A 2020-to-2023 comparison shows Lakeport up by about 1.3%. Borrowers who want a bigger city can look to Longview, TX about 8 miles away.
What the Census records for Lakeport
The figures below are Lakeport's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: about 989 people live here, which puts Lakeport 801st of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A rise of about 1.3% from 2020 to 2023.
- People gained or lost: about 13 more since the 2020 base.
- Size percentile: bigger than about 35% of the places in Texas, with 989 residents in Lakeport.
- Population density: about 622 people per square mile (Census land area 1.6 sq mi).
- By land area: Lakeport ranks 826th among Texas's 1,224 places, at 1.6 sq mi.
- Share of Texas: Lakeport holds about 0.0% of the state's population, some 989 people.
- National standing: Lakeport ranks 10,250th of 19,457 US places.
- Growth in Texas: Lakeport stands 714th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Lakeport moved 1.3%.
- Density in Texas: Lakeport ranks 795th by people per square mile.
- Density in context: Lakeport's 622 people per square mile sit against a Texas median of 840.
- Location: the Census Gazetteer records it at 32.4051, -94.7102.
- Nearest larger cities: Longview (8 mi); Kilgore (9 mi); Hallsville (11 mi); White Oak (12 mi); Tatum (13 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Easton (7 mi); Clarksville City (14 mi); East Mountain (15 mi).
- Smaller neighbours: 31 places smaller than Lakeport sit within 50 miles.
- At 100 miles: 116 larger Census places fall inside that radius.
Lakeport against the rest of Texas
Lakeport is the 801st-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Lakeport stands 714th among Texas's 1,224 places — roughly the 42th percentile. Its roughly 622 residents per square mile place it 795th among Texas's places. Between 2020 and 2023 the count changed by roughly 13 residents.
What a Lakeport borrower is actually offered
Lakeport is a small community of about 989 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Lakeport's rank of 801st in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Lakeport loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Getting a loan in Lakeport
Lakeport is a moderately settled community of about 989 people, with 34 larger places inside a 50-mile radius. A Texas licence lets a lender serve Lakeport without a local office, so branch density does not change what its 989 residents are offered. For a larger market, the closest option is Longview, TX about 8 miles away.
Land, water and location for Lakeport
Lakeport covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 989 residents, the land area yields roughly 622 people per square mile. Houston, the largest place in Texas, is about 185 miles from Lakeport. Within 50 miles of Lakeport there are 34 larger Census places. By land area it ranks 826th of 1,224 Texas places.
Texas rules behind a Lakeport personal loan
The rows below set out what a licensed lender must follow in Texas, and so for Lakeport's roughly 989 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Easton, TX — population 507
- Longview, TX — population 83,236
- Kilgore, TX — population 13,523
- Hallsville, TX — population 4,812
- White Oak, TX — population 6,221
- Tatum, TX — population 1,377
- Clarksville City, TX — population 785
- East Mountain, TX — population 956