Personal loans in Lakehurst, NJ

The first question in Lakehurst is not the rate on offer but whether the payment fits; about 2,703 people live here under New Jersey lending law. Use the calculator on this page to price an amount and term before you commit in Lakehurst. For the 2,703 people in Lakehurst, New Jersey runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at South Toms River, NJ about 8 miles away.

Where Lakehurst stands

Two layers matter for a Lakehurst borrower: the local population picture and New Jersey's consumer-lending statutes.

• Population: 2,703 residents; Lakehurst is the 244th-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: About 2.5% above the 2020 Census base.
• Net change: roughly 66 more people than the 2020 Census counted.
• Size percentile: Lakehurst's 2,703 people outrank roughly 24% of the places in New Jersey.
• Population density: about 3,020 people per square mile (Census land area 0.9 sq mi).
• Land area: Lakehurst covers 0.9 square miles, the 264th-largest area among New Jersey's 323 places.
• Water area rank: Lakehurst ranks 142nd among New Jersey's 323 places, with 0.09 sq mi.
• Share of New Jersey: Lakehurst holds about 0.1% of the state's population, some 2,703 people.
• National rank: Lakehurst sits 6,609th by population among the 19,457 places in this dataset.
• Growth rank: Lakehurst's 2020-to-2023 change ranks 34th of 323 places in New Jersey.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Lakehurst's 2.5%.
• Density rank: Lakehurst places 175th among New Jersey's places by people per square mile.
• Against the state median: Lakehurst runs about 3,020 residents per square mile, where the New Jersey median is 3,448.
• Location: 40.0131 / -74.3204, per the US Census Bureau Gazetteer.
• Nearest larger cities: South Toms River (8 mi); Beachwood (9 mi); Point Pleasant (14 mi); Brielle (15 mi); Point Pleasant Beach (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Pine Beach (10 mi); Island Heights (11 mi); Ocean Gate (12 mi) — useful context for the surrounding area.
• Smaller neighbours: 60 places smaller than Lakehurst sit within 50 miles.
• Larger places within 100 miles: 472.

Lender access in Lakehurst

At roughly 3,020 people per square mile, Lakehurst is fairly dense; 128 larger places lie within 50 miles. What is available to Lakehurst's 2,703 borrowers is set by New Jersey licensing and your own credit, not by how many branches are nearby. The nearest bigger place is South Toms River, NJ about 8 miles away.

New Jersey consumer-lending rules applied in Lakehurst

New Jersey has no separate rate rule for Lakehurst; the sourced rows below are what reach every lender that serves its 2,703 people.

A pre-application checklist for Lakehurst

Complete these steps first when you borrow in Lakehurst (2,703 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the New Jersey regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Lakehurst as elsewhere in New Jersey, the written terms — not the advertisement — are what count for its 2,703 residents.

The geography behind Lakehurst

Lakehurst covers about 0.9 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). That land carries about 3,020 people per square mile. The state's population centre of gravity, Newark, is roughly 50 miles away. Within 50 miles of Lakehurst there are 128 larger Census places. The 100-mile radius contains 472 larger places.

Where Lakehurst sits in New Jersey

Among New Jersey's 323 places, Lakehurst sits at 244th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Lakehurst stands 34th among New Jersey's 323 places — roughly the 89th percentile. By density, at about 3,020 people per square mile, it ranks 175th in New Jersey. Between 2020 and 2023 the count changed by roughly 66 residents.