Personal loans in Lake Park, GA
For the 1,485 people in Lake Park, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
The roughly 1,485 people who live in Lake Park borrow under Georgia rules; city hall sets no personal-loan rate. The Census counts 1,485 people in Lake Park, the 266th-largest figure among Georgia's 536 places. The trend for Lake Park between 2020 and 2023 is upward by roughly 59.3%. Pull your credit reports and line up at least three offers before you apply from Lake Park. Borrowers who want a bigger city can look to Valdosta, GA about 13 miles away.
Where Lake Park stands
Lake Park is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 1,485 people live here, which puts Lake Park 266th of 536 Census places in Georgia (Vintage 2023).
- Population trend: Growth of about 59.3% across the 2020-to-2023 comparison.
- Net change: roughly 553 more people than the 2020 Census counted.
- Size percentile: Lake Park sits ahead of around 50% of Georgia places, at 1,485 people.
- Land and density: 1.6 square miles of land carry roughly 917 residents per square mile.
- By land area: Lake Park ranks 393rd among Georgia's 536 places, at 1.6 sq mi.
- Water: Lake Park holds about 0.03 square miles, the 247th-largest water area in Georgia.
- Share of Georgia: Lake Park holds about 0.0% of the state's population, some 1,485 people.
- National rank: Lake Park is 8,722nd of 19,457 places nationwide.
- Growth in Georgia: Lake Park stands 4th by percentage change from 2020 to 2023, among 536 places.
- Against the state trend: Lake Park's 59.3% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Lake Park is the 140th most densely settled place in Georgia.
- Density in context: Lake Park's 917 people per square mile sit against a Georgia median of 536.
- Location: mapped by the US Census Bureau at 30.6856, -83.1877.
- Nearest larger cities: Valdosta (13 mi); Echols County (17 mi); Madison (20 mi); Jasper (22 mi); Quitman (23 mi). Living near a larger metro rarely changes what is available in Lake Park.
- Nearest smaller towns: Dasher (4 mi); Jennings (8 mi); Remerton (13 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 23 smaller Census places.
- Within 100 miles: 66 places are larger than Lake Park.
The anatomy of a Lake Park personal loan
Lake Park is a small community of about 1,485 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Lake Park loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Lake Park loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
A pre-application checklist for Lake Park
Before you apply in Lake Park, a community of about 1,485, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Georgia licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Lake Park and the rest of Georgia is not the process but the borrower's own file, among the 1,485 people here.
The geography behind Lake Park
Inside Lake Park's boundaries lie roughly 1.6 square miles of land and 0.03 square miles of water. With 1,485 residents, the land area yields roughly 917 people per square mile. Atlanta, the largest place in Georgia, is about 225 miles from Lake Park. Lake Park has 18 larger places within a 50-mile radius. The 100-mile radius contains 66 larger places.
How Lake Park compares across Georgia
Among Georgia's 536 places, Lake Park sits at 266th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Lake Park stands 4th among Georgia's 536 places — roughly the 99th percentile. At about 917 people per square mile, Lake Park is the 140th most densely settled place in Georgia. Between 2020 and 2023 the count changed by roughly 553 residents.
Georgia rules behind a Lake Park personal loan
For the roughly 1,485 residents of Lake Park, the rules below are Georgia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
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Nearby places
- Dasher, GA — population 926
- Jennings, FL — population 769
- Valdosta, GA — population 55,025
- Remerton, GA — population 1,265
- Echols County, GA — population 3,709
- Lee, FL — population 384
- Madison, FL — population 3,003
- Jasper, FL — population 2,762