Personal loans in Lake Isabella, MI
Lake Isabella added about 1.7% to its population between the 2020 base and the 2023 estimate. The roughly 1,929 people who live in Lake Isabella borrow under Michigan rules; city hall sets no personal-loan rate.
Lake Isabella is home to roughly 1,929 people and stands 258th by size out of 533 Census places in Michigan. Borrowers who want a bigger city can look to Mount Pleasant, MI about 12 miles away. Every figure below is Michigan's own, applied to Lake Isabella's 1,929 residents, with the publisher and retrieval date attached. Verify the lender's Michigan licence against the regulator named below before borrowing in Lake Isabella.
Lake Isabella by the numbers
Most of what governs a Lake Isabella loan is written in Michigan law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,929 people live here, which puts Lake Isabella 258th of 533 Census places in Michigan (Vintage 2023).
- Population trend: Growth of about 1.7% across the 2020-to-2023 comparison.
- Net change: roughly 33 more people than the 2020 Census counted.
- Size percentile: Lake Isabella's 1,929 people outrank roughly 52% of the places in Michigan.
- Density: the Census land area of 3.5 sq mi holds about 554 people per square mile.
- By land area: Lake Isabella ranks 142nd among Michigan's 533 places, at 3.5 sq mi.
- Water area: Lake Isabella has 1.14 square miles of water, ranking 30th of 533 places in Michigan.
- State share: roughly 0.0% of Michigan's residents live in Lake Isabella (1,929 people).
- National rank: Lake Isabella is the 7,769th most populous of the 19,457 Census places covered here.
- Growth rank: Lake Isabella's 2020-to-2023 change ranks 80th of 533 places in Michigan.
- Versus Michigan: the state average change is -0.3%, while Lake Isabella moved 1.7%.
- Density rank: Lake Isabella is the 430th most densely settled place in Michigan.
- Density vs Michigan: Lake Isabella's 554 people per square mile compare with a state median of 1,078.
- Location: coordinates 43.6441, -85.0048 (US Census Bureau Gazetteer).
- Nearest larger cities: Mount Pleasant (12 mi); Clare (17 mi); Big Rapids (24 mi); Alma (25 mi); St. Louis (26 mi). Lenders licensed in the state serve Lake Isabella whether or not they keep a local branch.
- Smaller communities close by: Barryton (10 mi); Mecosta (11 mi); Rosebush (13 mi), each with its own Census population profile.
- Within a 50-mile radius: 43 smaller Census places.
- Within 100 miles: 105 places are larger than Lake Isabella.
How Lake Isabella compares across Michigan
Among Michigan's 533 places, Lake Isabella sits at 258th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 80th of 533 Michigan places, putting it near the 85th percentile for growth. By density, at about 554 people per square mile, it ranks 430th in Michigan. Between 2020 and 2023 the count changed by roughly 33 residents.
What is available to Lake Isabella borrowers
Lake Isabella is a moderately settled community of about 1,929 people, with 22 larger places inside a 50-mile radius. Whether Lake Isabella has a local branch or not, a Michigan-licensed lender can serve its 1,929 people online on the same terms. For a larger market, the closest option is Mount Pleasant, MI about 12 miles away.
Lake Isabella on the map
The Census Gazetteer records 3.5 square miles of land and 1.14 square miles of water within Lake Isabella. Spread across it are roughly 554 residents per square mile. The state's population centre of gravity, Detroit, is roughly 130 miles away. Within 50 miles of Lake Isabella there are 22 larger Census places. By land area it ranks 142nd of 533 Michigan places.
How Michigan law applies in Lake Isabella
Michigan has no separate rate rule for Lake Isabella; the sourced rows below are what reach every lender that serves its 1,929 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
Inside a Lake Isabella personal loan
With roughly 1,929 residents, Lake Isabella is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Lake Isabella can be quoted different APRs on the same amount and term. Shortening the term on a Lake Isabella loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Barryton, MI — population 409
- Mecosta, MI — population 462
- Mount Pleasant, MI — population 20,859
- Farwell, MI — population 896
- Edmore, MI — population 1,254
- Rosebush, MI — population 358
- McBride, MI — population 220
- Clare, MI — population 3,278