Personal loans in Lake City, AR

Work out your debt-to-income ratio first; lenders weigh it heavily, and Lake City's 2,628 residents are no exception. Lake City ranks 109th of 500 places in Arkansas, with a population near 2,628. A single loan can carry different costs on either side of a state line, and Lake City sits on the Arkansas side of that line. The 2020 count to the 2023 estimate shows about 13.1% growth in Lake City. The closest larger place is Brookland, AR about 9 miles away.

Lake City by the numbers

The figures below are Lake City's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: a Census-estimated 2,628, 109th among Arkansas's 500 places (Vintage 2023).
• Population trend: A rise of about 13.1% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 304 residents.
• Size percentile: roughly 78% of Arkansas's places have fewer residents than Lake City's 2,628.
• Population density: about 833 people per square mile across 3.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Lake City ranks 178th among Arkansas's 500 places, at 3.2 sq mi.
• Water area rank: Lake City ranks 120th among Arkansas's 500 places, with 0.03 sq mi.
• Share of Arkansas: Lake City holds about 0.1% of the state's population, some 2,628 people.
• National rank: Lake City is 6,689th of 19,457 places nationwide.
• Growth rank: Lake City ranks 15th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Lake City's 13.1%.
• Density rank: Lake City places 86th among Arkansas's places by people per square mile.
• Against the state median: Lake City runs about 833 residents per square mile, where the Arkansas median is 386.
• Location: 35.8194, -90.4539 (Census Gazetteer coordinates).
• Nearest larger cities: Brookland (9 mi); Trumann (11 mi); Jonesboro (13 mi); Paragould (16 mi); Manila (17 mi). Living near a larger metro rarely changes what is available in Lake City.
• Smaller communities within reach: Black Oak (5 mi); Bay (7 mi); Monette (8 mi).
• Within a 50-mile radius: 90 smaller Census places.
• At 100 miles: 70 larger Census places fall inside that radius.

Lake City: area, density and distance

Lake City's land area is about 3.2 square miles; a further 0.03 square miles is water. With 2,628 residents, the land area yields roughly 833 people per square mile. Little Rock, the largest place in Arkansas, is about 131 miles from Lake City. Within 50 miles of Lake City there are 23 larger Census places. By land area it ranks 178th of 500 Arkansas places.

Where Lake City sits in Arkansas

Against Arkansas's other places, Lake City accounts for about 0.1% of the state's population and ranks 109th of 500 by size. On the 2020-to-2023 trend, Lake City stands 15th among Arkansas's 500 places — roughly the 97th percentile. Its roughly 833 residents per square mile place it 86th among Arkansas's places. The population moved by about 304 people between 2020 and 2023, a 13.1% shift.

What Arkansas law requires in Lake City

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Lake City lender must follow.

The anatomy of a Lake City personal loan

With roughly 2,628 residents, Lake City is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lake City. The term you choose in Lake City decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Lake City

With about 833 residents per square mile, Lake City is moderately settled, and 23 larger Census places sit within 50 miles. Distance to a branch rarely matters for Lake City's 2,628 residents: the application is online and the price follows your credit file. The nearest larger city, Brookland, AR about 9 miles away.