Personal loans in Lake Buena Vista, FL
If you are weighing a personal loan in Lake Buena Vista, start from the payment you can carry; its 25 residents face the same statewide rules.
If debt is already a strain, a nonprofit credit counsellor can help Lake Buena Vista residents before they take on more. An estimated 25 people make their home in Lake Buena Vista, a figure that ranks 409th in Florida. A lender that serves Lake Buena Vista operates under Florida lending statutes and a Florida supervisor. The 2020 count to the 2023 estimate shows about 3.8% decline in Lake Buena Vista. The nearest larger metro is Kissimmee, FL about 8 miles away.
Where Lake Buena Vista stands
Set out below is Lake Buena Vista's local context next to the state-level rules that reach every lender here.
- Population: 25 people, a figure that places Lake Buena Vista 409th among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.8% fewer residents than the 2020 Census counted.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 0% of Florida's places have fewer residents than Lake Buena Vista's 25.
- Land and density: 3.0 square miles of land carry roughly 8 residents per square mile.
- Land area rank: Lake Buena Vista's 3.0 square miles rank 260th of 411 places in Florida.
- Water area rank: Lake Buena Vista ranks 265th among Florida's 411 places, with 0.11 sq mi.
- State population share: Lake Buena Vista accounts for about 0.0% of everyone in Florida.
- National standing: Lake Buena Vista ranks 19,286th of 19,457 US places.
- Growth rank: Lake Buena Vista's 2020-to-2023 change ranks 394th of 411 places in Florida.
- Versus Florida: the state average change is +5.5%, while Lake Buena Vista moved 3.8%.
- Density rank: Lake Buena Vista is the 410th most densely settled place in Florida.
- Density in context: Lake Buena Vista's 8 people per square mile sit against a Florida median of 1,608.
- Location: mapped by the US Census Bureau at 28.3773, -81.5248.
- Nearest larger cities: Kissimmee (8 mi); Windermere (9 mi); Edgewood (12 mi); Winter Garden (12 mi); Belle Isle (12 mi). Living near a larger metro rarely changes what is available in Lake Buena Vista.
- Nearest smaller towns: Bay Lake (3 mi); Marineland (91 mi) — useful context for the surrounding area.
- Smaller neighbours: 1 places smaller than Lake Buena Vista sit within 50 miles.
- At 100 miles: 166 larger Census places fall inside that radius.
Lake Buena Vista's place among Florida's 411 places
Among Florida's 411 places, Lake Buena Vista sits at 409th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Lake Buena Vista ranks 394th of 411 in Florida (about the 4th percentile). At about 8 people per square mile, Lake Buena Vista is the 410th most densely settled place in Florida. By land area, its 3.0 square miles rank 260th of 411 places in Florida.
How lenders reach Lake Buena Vista
Lake Buena Vista is a sparsely settled community of about 25 people, with 69 larger places inside a 50-mile radius. Whether Lake Buena Vista has a local branch or not, a Florida-licensed lender can serve its 25 people online on the same terms. The nearest larger city, Kissimmee, FL about 8 miles away.
Florida rules behind a Lake Buena Vista personal loan
For the roughly 25 residents of Lake Buena Vista, the rules below are Florida's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
How personal loans work in Lake Buena Vista
Most loans made to Lake Buena Vista's 25 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Lake Buena Vista lender to disclose the APR and finance charge before you sign. Shortening the term on a Lake Buena Vista loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lake Buena Vista: area, density and distance
Inside Lake Buena Vista's boundaries lie roughly 3.0 square miles of land and 0.11 square miles of water. With 25 residents, the land area yields roughly 8 people per square mile. The largest place in Florida, Jacksonville, lies about 136 miles away. Counting outward 50 miles, 69 larger communities surround Lake Buena Vista. By land area it ranks 260th of 411 Florida places.
Common questions
What are my options in Lake Buena Vista if my credit is poor?
What loan size can I expect in Lake Buena Vista?
Do I have to pledge anything to borrow in Lake Buena Vista?
Does comparing loans in Lake Buena Vista cost me credit score points?
Nearby places
- Bay Lake, FL — population 23
- Windermere, FL — population 3,092
- Kissimmee, FL — population 81,269
- Winter Garden, FL — population 47,294
- Edgewood, FL — population 2,737
- Belle Isle, FL — population 7,171
- Ocoee, FL — population 49,261
- Oakland, FL — population 3,635