Personal loans in Lake Bronson, MN

Lenders active in Lake Bronson report to a Minnesota supervisor, identified in the sourced rows below. Lake Bronson is one of 853 Census places in Minnesota; its 172 residents put it at 676th.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Lake Bronson is priced from your credit file and income, not from the fact that the city holds 172 people. Census figures put the 2020-to-2023 decrease in Lake Bronson at about 4.4%. Decide the purpose of the loan and your repayment plan before sharing any details with a Lake Bronson lender. The closest larger place is Lancaster, MN about 11 miles away.

What the Census records for Lake Bronson

What follows is Lake Bronson's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

Lake Bronson's place among Minnesota's 853 places

Lake Bronson is the 676th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Lake Bronson stands 822nd among Minnesota's 853 places — roughly the 4th percentile. Its roughly 325 residents per square mile place it 597th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 8 residents.

Which Minnesota laws govern a loan in Lake Bronson

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Lake Bronson is bound by the same rules.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603)
Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis"
Minnesota Department of Commerce
as of 2026-09-16

Lake Bronson: area, density and distance

Inside Lake Bronson's boundaries lie roughly 0.5 square miles of land and 0.02 square miles of water. Spread across it are roughly 325 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 306 miles away. Counting outward 50 miles, 22 larger communities surround Lake Bronson. Within the same 50 miles lie 14 smaller Census places.

What is available to Lake Bronson borrowers

At roughly 325 people per square mile, Lake Bronson is lightly settled; 22 larger places lie within 50 miles. A Minnesota licence lets a lender serve Lake Bronson without a local office, so branch density does not change what its 172 residents are offered. The nearest bigger place is Lancaster, MN about 11 miles away.

What a Lake Bronson borrower is actually offered

With roughly 172 residents, Lake Bronson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lake Bronson lender to disclose the APR and finance charge before you sign. The term you choose in Lake Bronson decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lake Bronson if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lake Bronson is the same as anywhere in Minnesota.
What loan size can I expect in Lake Bronson?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lake Bronson?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lake Bronson cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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